Specific to a 13: My home is in just my name and has a first and second mortgage that I will continue paying on. Are there issues raised if I deed the home from myself to myself & my fiancee, or just to my fiancee, before, during or immediately after filing? I understand there may be an issue if the property was free and clear, but that is not the case. My only objective is to have another person on the deed should something happen to me and to give her the security of having her name on the house.
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Why not strip the 2nd? -
One question of the numerous questions you will be asked if if you transferred title to any property within one year (as was asked us) of the date of filing. Just your adding on your fiancees name to the deed falls under that category as you transferred title from yourself to joint parties. Before you proceed, confer with your attorney._________________________________________
Filed 5 Year Chapter 13: April 2002
Early Buy-Out: April 2006
Discharge: August 2006
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