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    Confirmed!

    Wow. What a day. I'm now confirmed and the order of confirmation is being drafted by the Trustee. I need to update my blog later, but here's some fun facts.

    I had NO OBJECTIONS to confirmation from the Trustee at all. Never, none. it was actually making me nervous, but there were zero from the Trustee.

    The only two objections I did have, came from the same lawyer representing two creditors. I worked with them last week, but the attorney in court today apparently didn't get all the information.

    So, me, the Trustee assistant and the lenders attorney took a conference room and made sure all their issues were in the new Plan and by motion or order. Everything was fine... went back int he courtroom, and the Trustee herself was there and says I'm okay to confirm. The judge went through some things with that one creditor, with two (2) motion for relief from stays, an agreed order to vacate, and an objection to confirmation. Told the judge we were good to go as all issues were already addressed.

    CONFIRMED!!!

    When talking to the creditor's attorney, she was shocked at my Plan and the language included. They are trying to get similar language in all the plans and she liked mine (blush). Asked if I ever went to law school (nope, never, but used to study with my Brother when he was at BU Law... does that count?).

    Another attorney, who I've seen in the courtroom and everyone seems to want to talk to him, told me "nice job" on my way out.

    I'm feeling good. When I told one of the lawyers that I studied about 300 cases, they were just like "wow". All of my motions, objections, orders, oppositions, answers were all in local format, consistent, and listed relevant points of law or grounds for relief.

    Now on to the hard part... staying in Plan!!!
    Last edited by justbroke; 12-16-2008, 02:30 PM.
    Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
    Status: (Auto) Discharged and Closed! 5/10
    Visit My BKForum Blog: justbroke's Blog

    Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

    #2
    Hey, that's right, you are ProSe. Congrats. And maybe you should think about going to lawschool and becoming a bk lawyer?

    Chapter 13 filed -8/12/04
    Plan approved- 7/11/05
    Date discharged--10-12-2007
    Date closed- 12/6/2007:yes2::yes2:

    Comment


      #3
      I thought about it, but NOW is the time to be a BK lawyer... not 3 years from now. LOL

      Besides, can you imagine me going to the US Trustee and asking permission to incur debt... to get a law degree... so I can argue with her?
      Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
      Status: (Auto) Discharged and Closed! 5/10
      Visit My BKForum Blog: justbroke's Blog

      Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

      Comment


        #4
        Justbroke....you could be a BK consultant. Sounds like a pretty good side deal to me!

        OH!...CONGRATULATIONS!!

        Comment


          #5
          Congratulations Justbroke
          Filed Chapter 13 12/16/2008 1/30/09 - 341 Meeting
          3/5/09 - Confirmation Meeting-continued July 23rd
          8/23/09- Confirmation Meeting -Continued 1/17/10
          Payment: 60 months plan @ $319.00

          Comment


            #6
            Congrats
            Filed: 5/22/07; 341 Hearing: 6/27/07;
            Confirmed: 8/13/07; DISCHARGED 4/17/2012

            Comment


              #7
              Congratulations! Good Job...even the attorney's are impressed with you! I like the idea that a previous poster said - be a BK consultant - you could work with the debtors before and after the filing!
              Filed CH 7 9/30/2008
              Discharged Jan 5, 2009! Closed Jan 18, 2009

              I am not an attorney. None of my advice is legal advice in any way..

              Comment


                #8
                YAY!! Congrats! I was waiting for this post.
                Disclaimer: Young, NOT Dumb.(._.) The plan: $480 monthly for 60 months at 100%. 07/12/08
                Motion to Discharge: FILED!! 08/07/13
                60 down/0 to go \m/(*.*)\m/ 100% complete!

                Comment


                  #9
                  Originally posted by ekorB View Post
                  Justbroke....you could be a BK consultant. Sounds like a pretty good side deal to me!

                  OH!...CONGRATULATIONS!!
                  And then he would have to hand over all his pay to the trustee.
                  Filed 11/01/08
                  341 12/03/08
                  7 payments down - 53 to go

                  Comment


                    #10
                    Originally posted by MJJ3767 View Post
                    And then he would have to hand over all his pay to the trustee.
                    Ding, ding, ding, ding, ding! We have a winner!

                    (Exactly... make money from helping people with BK... only to hand it over to a BK Trustee.)

                    On an aside... I have noticed that there are several cases in my District in which I've seen attachments to pleadings which read "Prepared by non-attorney". So, someone else out there is doing it.
                    Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
                    Status: (Auto) Discharged and Closed! 5/10
                    Visit My BKForum Blog: justbroke's Blog

                    Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

                    Comment


                      #11
                      Well Done!
                      Filed C7 Aug 31 2008
                      341 Oct 8 2008
                      Discharged Dec 9 2008

                      Comment


                        #12
                        Originally posted by justbroke View Post
                        Ding, ding, ding, ding, ding! We have a winner!

                        (Exactly... make money from helping people with BK... only to hand it over to a BK Trustee.)
                        Does the trustee need to know everything you do? I have a side gig that pays in cash. Not much money, but enough to help out.

                        Comment


                          #13
                          Originally posted by ekorB View Post
                          Does the trustee need to know everything you do? I have a side gig that pays in cash. Not much money, but enough to help out.
                          I would think that anything less than $2K a year, may go unnoticed.

                          However, I wouldn't hide any "significant" income from the Trustee.
                          Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
                          Status: (Auto) Discharged and Closed! 5/10
                          Visit My BKForum Blog: justbroke's Blog

                          Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

                          Comment


                            #14
                            I need to stop checking PACER 4 times a day. Well, some things were there today, but they were just BNC noticing.

                            I'm awaiting the actual signed ORDER. I won't believe it until I see the ORDER. There is a Proceeding Memo which granted confirmation... but I want to see the ORDER!

                            Did I mention the ORDER?
                            Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
                            Status: (Auto) Discharged and Closed! 5/10
                            Visit My BKForum Blog: justbroke's Blog

                            Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

                            Comment


                              #15
                              GREAT news and thanks for help you gave me. now I gotta figure what PACER is! I'll get there!

                              Comment

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