Is there a charge for that?
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Pre/Post credit counceling
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Pre-filing counseling has a charge. Some lawyers include this in their fees and give you a "code" to go to some website, or you can do it in their office. (Those are the really good law firms... but are probably considered BK mills...)
For post-filing (pre-discharge) counseling, many Trustee's offices have FREE classes. You can also pay for it from an approved agency. Again, some good law firms have this included in their fees.Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
Status: (Auto) Discharged and Closed! 5/10
Visit My BKForum Blog: justbroke's Blog
Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.
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Originally posted by DUMBAGAIN View PostThanks any ideas how I can find approved agencies if I don't use an attry?
US Trustee (Home)
US Trustee - Approved Counseling AgenciesChapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
Status: (Auto) Discharged and Closed! 5/10
Visit My BKForum Blog: justbroke's Blog
Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.
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Our pre-counseling cost us $35.00 each for 'Hub and I, and we went and spent about 45 minutes going through our paperwork with a counselor. We had been trying for a Ch.13, but this counselor is the one that told us that we were better suited to a Ch.7.
After the 341, we both took an online course that took about an hour. Then we had to call a telephone number, answer a feedback survey, and give the attorney information so that the compnay could fax our certificates. I do not remember what--if anything--the charge for this was. It may have been included in our attorney fees, as it was a firm that the attorney recommended."To go bravely forward is to invite a miracle."
"Worry is the darkroom where negatives are formed."
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