We have a "Home Equity Line of Credit " through HFC. We had a "Pond Motion" filed against the line of credit.(Pond Motion turns a secured loan into an unsecuerd loan) When we filed we were told by the lawyers office not to pay on the second mortgage(line of credit) due to it going under the Pond Motion. Today we recieved a call from our Lawyers office , HFC called an said we were 3 months behind on our mortgage. They did not tell the office it was the line of credit. I called HFC and they sounded like they didn,t know the Pond Motion was granted. The lady said New York was a money equity state or something like that. She said they could go into the trustees plan to get paid. They are already included in the plan. Does anyone know what she meant by that. She wanted to know when they were going to get paid. She also said she would file paperwork and go back and forth with my lawyer on this. Our bankruptcy and Pond Motion(granted) were approved on July 7. Can they do anything after the bankruptcy was approved? thank you for your help.
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Can a creditor come after you when plan is confirmed.
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