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    Finally? 100% DONE

    Just checked our NDC file, it shows Date closed 10/2/2008, and a case status of Z "Near completion".

    We called our trustees office about 2 wks ago to ask about a final payment, they said about $150 should do it, got money order and sent it in. Final monies were sent out on 9/30 and the case summary shows nothing due, and we still have a balance of $450 still in the ledger.

    My question is what now....Do I do a happy dance, and what shoud I expect time wise.

    Filed 3/03 w/ 38k debt, went from paying 73% to 100%.

    Also, since we had a car in the plan is it wise to call insurance company and have the current lein holder dropped and to make me the new one? I would hate to wreck the car and the Finance company get my money...

    Any words of wisdom would be perfect...Thanks and GOD BLESS!

    Chris

    #2
    Congratulations! You just need the final case closed (in PACER).

    As for insurance, yes, always remove the lienholder when you have satisfied the debt. No sense in the Insurance company issuing a check to the lienholder in the even tof a total loss.
    Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
    Status: (Auto) Discharged and Closed! 5/10
    Visit My BKForum Blog: justbroke's Blog

    Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

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      #3
      call and ask your lender for a release of lein. Then you can change the title etc

      Comment


        #4
        Hi NewHope, not being a 13 case, I'm not sure what the language on your case file means, but if others think for all intents and purposes, that you are done, I'll go with that!

        CONGRATULATIONS!!!! Here you go!!

        Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube.


        "To go bravely forward is to invite a miracle."

        "Worry is the darkroom where negatives are formed."

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          #5
          I love seeing these happy endings !
          Congratulations !
          CH 13 OLD LAW
          10/14/05
          Closed completed
          Final accounting 04/2009

          Comment


            #6
            Woweeeeeeeeeeeee..Congrats to you!

            ep
            California Bankruptcy Central

            Comment


              #7
              Woohooo, another Completed Chapter 13 party.

              Congrats on sticking with it.
              Chapter 13 filed -8/12/04
              Plan approved- 7/11/05
              Date discharged--10-12-2007
              Date closed- 12/6/2007:yes2::yes2:

              Comment


                #8
                NewHOpe-

                Any advice for us about to file? Anything you would have done differently now that you've been through it?

                Comment


                  #9
                  Congrats!!!!! WhooHOOOOO!!!
                  May 2008 Hired 1st Attorney/Stopped paying CCs
                  May 21, 2009 Retained 2nd Attorney
                  May 28th - Filed for Ch 7 (FINALLY!)
                  9/11/09 - DISCHARGED!!!!

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