341 Meeting today for BK13

[DUMBAGAIN]

oh ok.

[AngelinaCat]

Congratulations!

[justbroke]

Another satisfied customer.

[flower04]

Just out of curiousity, what type of objections would/could a creditor have at your second hearing? Any experience?

[Flowers]

I was wondering what kind of questions the trustee had. Who answered the question? You or your attorney?

[brokeNconfused]

Has anyones attorney contacted them and told them about the issues and objections before confirmation? I was just wondering becasue i have not heard from mine since the 341. Matter of fact they gave me a thank you card at that meeting. Kind of felt like that was the end. I just wondering if my payments will go up or any other speed bumps that are lurking for next week.

[SiftedLikeWheat]

I was wondering what kind of questions the trustee had. Who answered the question? You or your attorney?

When we entered the court in Pittsburgh, they had a form with a few questions that you and your attorney must complete and sign. Questions such as did you complete and sign the petition? How did you value your property? etc.
The trustee first turned on a digital recoreder, swore us in, then asked the questions on the form. Then he went through a checklist of what must be standard questions. Are you telling the truth? Did you list all your assets and liabilities? He asked about transfers from the Financial Affairs form. We answered everything ourselves, simple yes or no, until we got to a property transfer question where we hesitated.
We weren't sure what was meant, and our attorny jumped in because this question did apply to a "property" transfer.
We had an "other transfer" listed on the Financial Affairs form pertaining to gifting my mother the closing costs to purchase the home we now rent from her. The trustee asked if this was not a preferred creditor situation. Our attorndy explained it was not, because the money had not been owed her. We had been in a lease to buy agreement on this home, and because our home in CA did not sell, we would not have been able to purchase the property and we would have lost all the deposit and option money. So back in March before we had even considered BK (doesn't matter when you get to BK, just time!) we took that money and gifted it to my mom and she bought the house.
Our attorney explained this transfer and the situation and the trustee said he gave it a "pass."
The trustee also asked how we dispursed the money from my husbands 401k. We had prepared a schedule which our attorney could not find in his papers, so the trustee asked the attorney to forward that within a couple days. My husband told him what he could from memory.
The trustee looked over the payment plan and said he had no objections and that was it.
Now, as I said above, our attorney said they have been know to come up with objections between now and the hearing. I don't know if they review the case again, if this has to do with creditors bringing objections.
In this period, waiting for the hearing, which only our attorney attends, in January, I am just as much in the dark as everyone else.
I do not know what to expect and do not know if any creditors will object.
Just as a note: we and our attorney did receive a Motion for Relief from the Automatic Stay on the foreclosure of our CA home. Because we have moved to another state (planning to sell the home a year ago!) and do not want to stop the foreclosure, we will just grant them the relief.
Hope this helps and I would also like to know others' experience with this "waiting" period before the final hearing.