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Plan Base and Total Paid to Plan????

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    Plan Base and Total Paid to Plan????

    Per my records, we should be making our last (36th) payment on our plan next Wednesday. I've asked the Trustee to confirm this since our lawyer is...(can't say it in public) never returns our calls or emails.

    Anyway, on the NDC, the Case Summary says the Base Plan is $6110. But the Total Paid into the Plan is currently $7433. What does this mean??

    Also, if this is indeed our last monthly payment on our plan, what should we expect? Hopefully not another massive roundup of bank statements, medical records, living expenses etc like we had to do at the beginning of this horrible nightmare?? Dear God, I hope not. If so, we're lost forever. We have turned over all of our tax returns to the Trustee each year. I'm disabled and on Social Security (which increased slightly each year), and my wife did make more money during one of those years but nothing was ever said to us. And even if they would have, my God, the increase in living expenses ate up every dime of it (kid's school, car repairs, you name it).

    We worry that since we're now at the hopeful end of this, the Trustee might decide to extend this nightmare out for 2 more years or tell us to poney up money, motion to dismiss or who knows what. I don't know what to think....I've aged well beyond my years during all of this and now that they economy is in the tank...looks like we'll most likely always going to be renters of a broken down house and at the mercy of the landlord(at least in my lifetime -I'm 60yrs old)

    Anyway, since I don't get any responses from my attorney, and going to his office would most likely not be in my best interest, I'm looking to y'all for help, advice and answers to my concerns.

    Thank you and may God bless all of you who are enduring this.
    Last edited by pinzpilot; 09-18-2008, 07:23 AM.

    #2
    Relax, and take a deep breath!!!

    First off, congratulations on reaching the end of your plan. We are 3 years into a 5 year plan. Wish I was in your shoes, but I digress..... sigh.......

    Now, you said that your trustee took your tax returns during your plan. I imagine that's why the amount you have paid in to date is higher than your base plan amount. No worries!!!!

    From what I understand, after you make your final payment, your trustee completes an audit - this can take 2-3 mos from what I have read on some threads. You should not be asked to provide any more statements, etc... The audit is merely the trustees accounting of your case, to ensure that you made all your payments, and everyone has been paid what was scheduled to be covered in your plan.

    You're almost there!!!!!! Congratulations again. Good job!!!!!!!!!!!!!!!!!!!!

    Freedom is in sight!!!!!!!!!!

    K
    You can't have your cake and eat it too. But you can dip your finger in the bowl and lick the icing

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      #3
      Congrats. I think the difference in your 2 totals may include the trustee fees of ? percent.
      CH 13 OLD LAW
      10/14/05
      Closed completed
      Final accounting 04/2009

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