On credit report, how long?

[auttienkassiemo]

I know that a chapter 7 is on your credit report for 10 years, but how long is a chapter 13 on your credit report after you satisfy the 3 to 5 years of repayments?

[magyar123]

As far as I know - also ten years - unless the 2005 laws changed that.

[justbroke]

A Chapter 13 stays on your credit report for 7 years from when it was filed. Nice thing is, if you have a 5 year plan, when you're done, you'll be just 2 years away from it falling off!

From Experian...

Q: How long will the accounts I included in my bankruptcy remain on my report?

A: Any account included in a bankruptcy remains on your personal credit report for a maximum of 7 years from the date the bankruptcy was filed. The bankruptcy itself, listed in the public record information section of a credit report, remains for either 7 years from the filing date if it was a Chapter 13, or 10 years from the filing date if it was a Chapter 7, 11 or 12.

[Maximo]

That is good news...I was worrying about that (TOO!) among other unknowns.