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Credit report funny business

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    #1

    Credit report funny business

    I was looking at one of my credit reports, and I had noticed an interesting item on it.
    Apparently, one of my creditors had updated the balance amount several times. I know this because the credit monitoring service sends me notices whenever something changes.

    The creditor is on my bk filing.


    Has something similiar happen to anyone else?
    Tags: None
    #2
    Regret to say it happens all the time. You need to dispute in writing anything that was included in your bankruptcy and now shows any balance owed and/or includes an incorrect bk filing date. All non-secured accounts listed in your bankruptcy should show as IIB (included in bankruptcy) and show 0 (zero) owed.
    I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

    06/01/06 - Filed Ch 13
    06/28/06 - 341 Meeting
    07/18/06 - Confirmation Hearing - not confirmed, 3 objections
    10/05/06 - Hearing to resolve 2 trustee objections
    01/24/07 - Judge dismisses mortgage company objection
    09/27/07 - Confirmed at last!
    06/10/11 - Trustee confirms all payments made
    08/10/11 - DISCHARGED !
    10/02/11 - CASE CLOSED
    Countdown: 60 months paid, 0 months to go

    Comment

      #3
      When did you file?
      _________________________________________
      Filed 5 Year Chapter 13: April 2002
      Early Buy-Out: April 2006
      Discharge: August 2006
      "A credit card is a snake in your pocket"

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