Anyone have this happen?

[jakebabe]

We were to the end of our waiting period time for creditors to file a claim. It was on June 30 and on July 1, American Express slides in to try to get their piece of the pie. So now they have 30 days to file a claim for a hearing as to why they should be included. Do they usually get included or is it more a "sorry you messed up" reply from the trustee? It is almost 10K so I am hoping they have to eat it!

[woeisme]

Hard to say, probably varies from trustee to trustee. good luck though!

[momof5]

Hard to say, probably varies from trustee to trustee. good luck though!

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[momof5]

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ivan

[krielly]

We had a creditor file a late claim, which I actually picked up on in Pacer. I brought it to the attention of the trustee and attorney. Our creditors claim was more that just a day or two late, but late nonetheless.

It was a while back, but if I remember right, after our trustee filed an objection to the claim, they did have a set period to respond (may have been 30 days). I think that is possibly standard. If it helps any, ours didn't respond. I think they have to have a really really good reason for not meeting the deadline.

Just sharing my experience. Yours may be different. Good luck!

K

PS: ours didn't help us at all, as it just meant our unsecureds get a higher percentage. It won't have any impact, unless you are in a 100% plan, or that amount brings you to 100%. It still gave us some satisfaction, though, as they were one of our biggest pain in the butt creditors.

[liz417]

We had a creditor file a late claim, which I actually picked up on in Pacer. I brought it to the attention of the trustee and attorney. Our creditors claim was more that just a day or two late, but late nonetheless.

It was a while back, but if I remember right, after our trustee filed an objection to the claim, they did have a set period to respond (may have been 30 days). I think that is possibly standard. If it helps any, ours didn't respond. I think they have to have a really really good reason for not meeting the deadline.

Just sharing my experience. Yours may be different. Good luck!

K

PS: ours didn't help us at all, as it just meant our unsecureds get a higher percentage. It won't have any impact, unless you are in a 100% plan, or that amount brings you to 100%. It still gave us some satisfaction, though, as they were one of our biggest pain in the butt creditors.

Do you mind me asking which creditor and how much?!!??
Thanks!

[krielly]

It was Citifinancial for $5800

[rrockinggramma]

because they filed so close to the deadline date, I bet the trustee allows it. The creditor could claim vacation of employees, or mail delays etc. If it was months afterward, then no way, but only by a day, I bet it gets allowed.

[jakebabe]

I really do not care if they are included in the pay off although it would be great if they lost out since they are blood suckers! I just think it is uncool that they had Feb - July to file and they miss the deadline by one day?! If I did that in my job - I would be fired!

[krielly]

I would wait and see. The deadline is set for a reason. I think they would need to have a pretty good reason for missing it, personally, but we'll see. Keep us posted.

K