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Pacer question...unknown creditors

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    #1

    Pacer question...unknown creditors

    I finally checked Pacer and there are about 5 claims with names different than what I listed...now I know there could be different CA's etc, but there's no mention of the OC at all. I tried to match the claim amounts but that didn't work either...close, within $100 or so. One was LVNV which I've heard about, the other eSettlement Company (or something like that). I left msg. at attorney's office but don't expect a call soon. I'm not stressing about this, the last day for objections is 8/08, but I'm just curious. Don't they have to match up at some point??
    Also Pacer gave a confirmation date of 6/13...could that be right? No other notification comes?
    And interesting that there has been NOTHING on the 13Data Center all this time; takes a lot to stay on top of these things!
    04/04/08 filed Ch. 13
    5/08/08 341 hearing
    6/12/08 Confirmed
    Tags: None
    #2
    ecast usually takes over the debt for HSBC. Did you have an HSBC card and LNwhatever is a junk debt collector so they are filing a claim for something that you owe. It is important to stay on top of the claims filed. If you see something that doesn't look like it matches, or the amounts (like a lot higher) then you can object and make the creditor prove the amount claimed.

    Comment

      #3
      I would file an objection to the LVNV claim as it is almost guaranteed that they won't have proof. They are usually the 3rd, 4th or more collection agency to have bought the account. They tried to tell DH that he owed them money for a medical bill that was for a hospital in a state he has never even been to. They are complete idiots.

      TS

      Comment

        #4
        We have both LVNV and ECAST claims in our plan.

        When I look in the 13datacenter website under claim details, our trustee included the OC in the "comments" field, so there IS a match up that occurs.

        Once your data is entered in the 13 Data center, you may be able to match them up.

        LVNV for us was: Chase Manhatten Credit Card and Citibank
        ECAST for us was: JCPenney, Chase Manhatten and MBNA

        Funny how Chase used 2 different CA's..........different accounts - one was my hubby's, one was mine.

        K
        You can't have your cake and eat it too. But you can dip your finger in the bowl and lick the icing

        Comment

          #5
          Did you have an HSBC card
          yes

          you can object and make the creditor prove the amount claimed
          .
          I hope my attorney will do that...but when I talked about getting sued by Chase and how to defend it, his question was "is it your debt"? Time will tell I guess

          Funny how Chase used 2 different CA's
          Chase has always been the OC all this time....would they go with a CA when they get notification of the BK filing?
          Thanks for the replies, they were helpful!
          04/04/08 filed Ch. 13
          5/08/08 341 hearing
          6/12/08 Confirmed

          Comment

            #6
            My situation was a little different, but similar in that I didn't understand or recognize all of the creditors listed at 13datacenter.com

            There are six creditors listed with N/A as their name and when you click for more information about each creditor - none of them have a name or address but most have an account number I can use to find out what the account is for and whom.

            None of the six claims have anything listed under CLAIM AMOUNT but have amounts under SCHEDULED AMOUNT.

            My attorney's office told me that they were creditors that didn't file a claim within the bankruptcy and that is quite common to have creditors that don't file with the court. They don't get paid anything but can't come back to after discharge for any balance either.

            So in my situation, those odd listings are nothing to worry about but I'm glad I checked up on them and suggest everyone asks questions about anything they don't understand - here and with your attorney. Usually there is someone that's been in a similar situation where they can shed some light or at least give you a "in my situation".

            Comment

              #7
              account number I can use to find out what the account is for and whom
              There was a creditor # but not acct. #..would that match with something else?
              I'll play again with it tomorrow, I'm getting rummy! Thanks for your response, I didn't think to click on the name.
              04/04/08 filed Ch. 13
              5/08/08 341 hearing
              6/12/08 Confirmed

              Comment

                #8
                Originally posted by krielly View Post
                LVNV for us was: Chase Manhatten Credit Card and Citibank
                ECAST for us was: JCPenney, Chase Manhatten and MBNA

                Funny how Chase used 2 different CA's..........different accounts - one was my hubby's, one was mine.
                Do Chase and Citibank still own the accounts with LVNV just collecting for them or does LVNV now own the debt? How long ago was the original account charged off? The loger it has been charged off, the less likely it is that they can prove anything.

                If the accounts were sold off, it would explain why one went to LVNV and the other to ECast.

                TS

                Comment

                  #9
                  I have no clue who owns the debt........I would assume it would be the CAs, as they are the ones being paid.

                  We are pretty deep into our 60 mos plan (filed old law Oct 05) so I guess it doesn't really matter

                  K
                  You can't have your cake and eat it too. But you can dip your finger in the bowl and lick the icing

                  Comment

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