Converting to Chap 7

[tleeburks9585]

We have been in a bankruptcy now for 2 1/2 years on a 5 year plan. Things are too hectic and we are sick of living off the poverty level so we have converted to a chap 7. My lawyer filed this last week and already the national data center has the chap 13 listed as converted after confirmation. and a close date of 12 june 08. My question is this. When do I start getting paid like a real person again? They have taken out weekly deductions since this started. Can I call the trustees office and ask? My lawyer says it will be about 3 weeks. Any input? thanks

[lrprn]

This type of timeline is often very local court-dependent. Your lawyer's "about 3 weeks" estimate carries a lot more weight than any guesses from us here

So glad you are finally seeing the end of the long, dark tunnel, tlee!!

[convhelp]

What is the approx. cost of the conversation? I'm sure it will vary from State to State. Thanks.

[kornellred]

If you receive a discharge under Chapter 7 it will have an effective date. The Chapter 13 trustee will be required to return any money in your account after that date - including any money that might have been disbursed prior to advice (that's highly unlikely).

[justbroke]

What is the approx. cost of the conversation? I'm sure it will vary from State to State. Thanks.

For the Court, it doesn't vary. It's the difference in the $299 Chapter 7 filing fee and the $274 Chapter 13 filing fee. So that's $25.00.

Of course, your lawyer may or may not add to these fees.

[Mary Irene]

Get the Dismissal of Ch 13 court order from your lawyer and fax it to your place of employment. You can call them to get the # to the garnishment dept also. Then talk to them and fax them the order. That's what I did and soon as they got it, they stopped taking out the $$ from my paycheck. Anything the trustee got prior to the dismissal was paid out, but anything they got after the date of dismissal was sent back to me in a check not long after that.