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Stop paying before you file

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    Stop paying before you file

    I am asking this question for my mother. She is planning on filing and giving up her house and vehicle. I am trying to figure out if she should stop making payments on them now and if she should stop paying on her credit cards. She doesn't have much money and am not sure how she can save up the money for the lawyer. Thanks for your responses
    Retained Lawyer 5/2/2008
    Filed Chp 7 5/14/2008
    341 6/26/2008
    Last day for objection 8/25/2008

    #2
    i'm in for the responses you get, as i had to stop paying on my debts well over a year ago just to survive, and i'm concerned how this will play out in my case (it wasn't because i planned to file bankruptcy, it was because there just wasn't money to live otherwise). i hope we both get your answers
    Filed 7/28/08, Discharged 10/29/08
    (filed pro se: nonconsumer no asset CH7)

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      #3
      When you read through the posts you'll see that the advice is to stop paying cc and anything else you're going to give up, in order to pay for the attorney...no point in throwing away good money you can use to "plan" your BK. Good luck!
      04/04/08 filed Ch. 13
      5/08/08 341 hearing
      6/12/08 Confirmed

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        #4
        If you know for sure you are filing BK, you should stop paying the debts that will be included in the BK.

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