Anyone file new law Ch. 13 in Texas

[doglover]

HI, I read the post from someone else looking for other Ch. 13'ers in Eastern VA and thought what a great idea. With so many different trustees doing different "things" I think it would be nice if I knew who was dealing with the same regulations as I am here in Texas. Any Texans out there????

[isitreal]

I'm a Dallas area native. Got my 341 scheduled for 1/24/08

[Granny]

I filed in Dallas last year, so it's new law.

[chpxiii]

Weeeeeeeeelllllll.... I filed old law. But I just wanted to chime in that I filed in Dallas.

[isitreal]

Ok.. for the newbie in me.. can someone (in 100 words or less) tell what the differences are with the old and new laws? Don't go to much effort, because I'm sure I can find it with some searching.

[lrprn]

Ok.. for the newbie in me.. can someone (in 100 words or less) tell what the differences are with the old and new laws? Don't go to much effort, because I'm sure I can find it with some searching.

In February 2005 Congress passed a new bankruptcy law that introduced the required Means Test, required credit counseling and financial management courses, and other changes that weren't debtor-favorable. That law went into effect on October 17, 2005.

Here in the forum when people say "new law" or "old law":
- Old law = US personal bankruptcy law in effect from 1994 to October 17, 2005
- New law = US personal bankruptcy law that went into effect Oct 17, 2005 to present (also known as BAPCPA - Bankruptcy Abuse Prevention and Consumer Protection Act - a misnomer if there ever was one)

Here's a listing of the changes caused by BAPCPA in 2005 - http://www.brianwilliamslaw.com/lawy...y-1028192.html

For an interesting brief history of bankruptcy in the US, see http://www.credit-to-cash-advisor.com/news_304.html

[doglover]

Tax time almost here and confused....

I'll start new thread for this ?