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    #1

    This is crazy

    Just got discharged today and we just received a phone call from a Cambridge Mortgage Co wanting to talk financing a new loan.
    Obviously we won't be going there.
    Has this happened to anyone else? How did they find out so soon?
    5/17/2006 Filed Chapter 13
    6/14/2006 341 meeting
    7/10/2006 Plan Confirmed
    9/12/2007 DISCHARGED,10/15/2007 CLOSED
    Tags: None
    #2
    Public Records. You have to dig a bit, but some of these places make it part of their business operations to do so.
    Filed Business Chapter 7: 7/11/07
    341 Meeting: 8/8/07 Asset Case
    US Trustee reviewed case/resolved 9/14/07
    Discharged: 10/11/07 Closed: 11/2/08

    Comment

      #3
      Wait til you get bombarded with credit offers! Your Fresh Meat now!

      Best wishes, and congradulations!

      Catchmeifyoucan
      July 2006: Filed Ch13 :blink:
      Oct 2006: Converted to Ch7 :clapping:
      Jan 2007: DISCHARGED :clapping:
      Nov 2007: CLOSED :yahoo::yahoo::yahoo:

      Comment

        #4
        Originally posted by gamom02 View Post
        Just got discharged today and we just received a phone call from a Cambridge Mortgage Co wanting to talk financing a new loan.
        Bottom feeder...yuck!

        You're going to be contacted by a lot of them over the coming weeks. Brace yourself and just keep saying no. Remind yourself, "If it sounds too good to be true, it is." Start fixing your credit reports. Then let time along with a sterling on-time payment record improve your credit scores - it's the best way in the long run. Then when you start getting decent terms and only then, THAT'S the time to get new credit, and ONLY if you really need it
        I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

        06/01/06 - Filed Ch 13
        06/28/06 - 341 Meeting
        07/18/06 - Confirmation Hearing - not confirmed, 3 objections
        10/05/06 - Hearing to resolve 2 trustee objections
        01/24/07 - Judge dismisses mortgage company objection
        09/27/07 - Confirmed at last!
        06/10/11 - Trustee confirms all payments made
        08/10/11 - DISCHARGED !
        10/02/11 - CASE CLOSED
        Countdown: 60 months paid, 0 months to go

        Comment

          #5
          Irpn I figured it was a slimy one calling. He left all his info to call back, I replied to my answering machine , "Yea pal sit and wait on that call."

          Should I go ahead now and get my credit reports?
          How long before the discharge will show up on reports?
          Thanks,
          gamom
          5/17/2006 Filed Chapter 13
          6/14/2006 341 meeting
          7/10/2006 Plan Confirmed
          9/12/2007 DISCHARGED,10/15/2007 CLOSED

          Comment

            #6
            I'd get on the "do not call" registry.

            At www.donotcall.gov

            I know that telemarketers cant call people on that list. Maybe these bottom feeders have to abide also.

            Comment

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