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Did alot of you have any luck with creditors not filing?

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    Did alot of you have any luck with creditors not filing?

    Did anyone have creditors that didnt file and didnt have to pay?

    #2
    Originally posted by helpsoneeded View Post
    Did anyone have creditors that didnt file and didnt have to pay?
    A third of our Ch 13 creditors did not file claims, so we won't be paying those debts - they've been wiped out
    I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

    06/01/06 - Filed Ch 13
    06/28/06 - 341 Meeting
    07/18/06 - Confirmation Hearing - not confirmed, 3 objections
    10/05/06 - Hearing to resolve 2 trustee objections
    01/24/07 - Judge dismisses mortgage company objection
    09/27/07 - Confirmed at last!
    06/10/11 - Trustee confirms all payments made
    08/10/11 - DISCHARGED !

    10/02/11 - CASE CLOSED
    Countdown: 60 months paid, 0 months to go

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      #3
      The only creditor that didn't file in my case was Citi - 3 credit cards with Citi. It was a pretty good chuck of change though. Not sure why they didn't file.
      Chapter 13 Filed 4/03/06 :blink: 341 Meeting Complete 5/11/06 :yes2:
      Plan Confirmation 6/16/06 :yahoo:
      Discharged: 1/5/2010 :yahoo::yahoo::yahoo::yahoo:

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        #4
        my brother on had 30,000 out of possible 80,000 file claims. his biggest creditor failed to file like citibank 12,000 chase 10,000...

        and he is in a 100% payback so it was a HUGE HUGE difference for him. Difference between a 750 payment at a 1600 payment!!
        Chapter 7 Pro Se....Discharged Feb. 2006

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          #5
          Every one of the creditors filed a claim. Every. One. Of. Them.

          I'm happy when I see that others haven't had that happen to them.
          Filed Chapter 13 02/2006 - Confirmed 05/2006 - Discharged 09/2011
          I'm not an attorney. My replies are merely suggestions or observations, not legal advice. As always, consult with an attorney before making any decisions.

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