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Filed Chapter 7 (Primarily Business Expenses) 04/10/2008 FICO 468 :cry:
341 on 05/06/08:unsure:House appraisal on day 63:blink: 07/10/2008 Discharged-Asset Case!!!:yahoo:08/09 Transu 559, Equifax 636, Experian 647
Case Closed 07/15/2009 :D:yahoo: -
Ch 13 stays on your credit report for 7 years if you complete your plan successfully and are discharged.
Ch 13 stays on your credit report for 10 years if the case is dismissed before your plan is completed.I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.
06/01/06 - Filed Ch 13
06/28/06 - 341 Meeting
07/18/06 - Confirmation Hearing - not confirmed, 3 objections
10/05/06 - Hearing to resolve 2 trustee objections
01/24/07 - Judge dismisses mortgage company objection
09/27/07 - Confirmed at last!
06/10/11 - Trustee confirms all payments made
08/10/11 - DISCHARGED !
10/02/11 - CASE CLOSED
Countdown: 60 months paid, 0 months to go -
Either way, 3 + 7 = 10 even.
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Its 7 years from filing date not completion date, if you complete. Otherwise 10 years.Comment
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what credit score should I expect to have at the end of 7 years (provided I've done everything correctly post BK)? Does it jump up to 720?Comment
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