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    News is Still Good!

    We have still been waiting on confirmation. Hearing was postponed due to husband getting new job which will put us in 100% plan. We have the payment amount for 100% plan and trustee has agreed.

    Our hearing was for this Thursday, however we have postponed again because we filed 3 objections to claims.

    ECAST settlement now has about 70% of our debt. They also have $14500 worth of "secured" artwork that we are surrendering and $15,500 worth of a motorcycle and jetski also secured, also surrendering. We filed Feb 15, 2007. ECAST has not called us or attorney to get the items, instead filed an "unsecured" claim on both. So we filed objection to deny claims, because these were secured items they should have picked up, sold, then filed an unsecured claim on the deficiency. Attorney said they have had ample time to do all of that, and hopefully both claims will be denied, which will lower our payments.

    Ours has been a big mess and I finally feel hopeful. It looks as our case will be confirmed. We are living on a budget for the first time in our marriage. We have given up the house and toys and credit. Husband has taken a new job where he is gone 3 weeks and home 1 week. But in the midst of all this, we have gotten stronger individuality and as a family. Sometimes I want to think about our stupid mistakes, what we "should have" done...but there is no point in that. We are going to fight to finish this reorganization and start fresh.

    Thanks for all your moral support.
    Filed: Feb 15, 2007
    Confirmed: Sept 20, 2007
    21 months down
    39 months to go

    #2
    Dovette,

    I am glad to see that things are starting to work out for you. Good Luck!
    sigpicPersevere: "To continue a course of action, in spite of difficulty, opposition or discouragement."

    Chapter 13: Discharged 03/15/2010. Closed 05/19/2010::yahoo::yahoo::yahoo::yahoo::yahoo:

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      #3
      I'm so glad I'm a no asset case! LOL
      Congrats Dovette!

      Comment


        #4
        Dovette,

        You have my shoulder to lean on, because it's tough being a wife with hubby gone for weeks at a time. I did it for too many years. Things will come up that you need him for and he won't be there. Try to keep a positive outlook and don't try to do it all yourself. It's too much and not fair to you. Vent when you feel the need.

        Granny
        I used to have a life, now I have grandkids.

        Comment


          #5
          I'm so glad to see that your Ch 13 plan is finally winding down to final confirmation, Dovette. Good for you and your lawyer that you are going after ECast - lazy bastards.

          You have definitely gone through the wringer (as has Granny) - about time for some positive news! Hopefully I won't be too far behind you two getting confirmed. Our lawyer and trustee have been wrangling over our amended plan for the last six weeks....we should know something soon.

          Originally posted by dovette7 View Post
          Sometimes I want to think about our stupid mistakes, what we "should have" done...but there is no point in that. We are going to fight to finish this reorganization and start fresh.
          This is such a healthy way to shed the old skin and move on! We 13ers may not get a fresh financial start in a few months as our Ch 7 friends do, but we do get a fresh emotional start if we can let go of the past and keep moving forward. My husband and I have gone through the same transformation you describe...it's incredibly liberating!

          Congratulations, Dovette! Keep us posted on what happens - we're all rooting for you!
          I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

          06/01/06 - Filed Ch 13
          06/28/06 - 341 Meeting
          07/18/06 - Confirmation Hearing - not confirmed, 3 objections
          10/05/06 - Hearing to resolve 2 trustee objections
          01/24/07 - Judge dismisses mortgage company objection
          09/27/07 - Confirmed at last!
          06/10/11 - Trustee confirms all payments made
          08/10/11 - DISCHARGED !

          10/02/11 - CASE CLOSED
          Countdown: 60 months paid, 0 months to go

          Comment

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