Credit Report

[PhilN]

Does anyone now how long from the day I file ch.13 it takes for it to be posted on my credit report??

Phil

[lrprn]

Does anyone now how long from the day I file ch.13 it takes for it to be posted on my credit report??

Phil, I'm curious....you just filed Ch 13 bankruptcy three days ago. Why you are asking about how long it's going to take to show up on your credit report?

Since you can't take on any new debt without permission from your trustee for extraordinary circumstances, you aren't going to need your credit report for anything for at least three, probably five years. Are you just wondering "how low can you go?"

[PhilN]

Phil, I'm curious....you just filed Ch 13 bankruptcy three days ago. Why you are asking about how long it's going to take to show up on your credit report?

Since you can't take on any new debt without permission from your trustee for extraordinary circumstances, you aren't going to need your credit report for anything for at least three, probably five years. Are you just wondering "how low can you go?"

I am certainly not getting any credit for anything. I was just curious, because the new job I am getting may require that they pull my credit. I just wanted to know if it will be on there when they pull it. SInce I will be working for a bank, there will certainly by questions if it does show up.

Phil

[CityGirl]

A bank probably won't hire you if you filed BK. I know that for a fact because a friend of mine tried that. She got denied because of it is a financial institution.

[JollyGG]

A bank probably won't hire you if you filed BK. I know that for a fact because a friend of mine tried that. She got denied because of it is a financial institution.

My husband got a job with a bank/credit card shortly after our discharge. The issue came up but he eventually got the job. A bankruptcy does make getting a banking job harder but doesn't always automatically disqualify you. It depends on the bank, the specific job, the canidates other qualification, how much they liked the canidate, what other canidates there were, ect.

[CityGirl]

Credit card bank is different from a branch. He didn't clarify what the position was so I guess you're right. I know my friend couldn't get the job working in a bank.

My husband got a job with a bank/credit card shortly after our discharge. The issue came up but he eventually got the job. A bankruptcy does make getting a banking job harder but doesn't always automatically disqualify you. It depends on the bank, the specific job, the canidates other qualification, how much they liked the canidate, what other canidates there were, ect.

[PhilN]

Thank you all for your commenets, but does anyone know about how long it takes to be posted on the report. Is it when it is filed or is it when everything is confirmed and ok'd by the judge??

Thanks in advance!
Phil

[PhilN]

Actually...nevrmind. I just checked my credit and it shows "Bankrucptcy chapter 13-petition filed" :-/ Oh well....