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    I am confirmed

    It finally showed up today, I am confirmed...60 months of payments and a big fat 0.00 going to the unsecureds. YIPEE
    :

    The payments will increase after next month another 82.00 and I guess all that will go to the trustee, but who cares!!!! I should be able to swing this and stay under everyone's radar.

    And I got a letter from my dear Uncle Sam that they are finally forwarding my 2005 tax refund check to the trustee, and according to my confirmation paperwork, he will not keep the first $2000.00, so I have some money coming.
    I used to have a life, now I have grandkids.

    #2
    Sweet, I know you had a tough road to get to this point. (didn't you go through something like 3 attorneys. lol)

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      #3
      Congrats to you Granny! I'm so glad to hear good news for you!!
      Filed: Feb 15, 2007
      Confirmed: Sept 20, 2007
      21 months down
      39 months to go

      Comment


        #4
        Awww, its great to know there is still a silver lining in a cloud somewhere for someone.....


        CONGRADULATIONS........ you deserve it.... its been hard for you so far..... now maybe things will start getting better as time goes by and you get your plan paid off.....

        Keep us posted.

        Minny
        Minny

        "It's amazing the paths that our feet sometimes follow in life".

        My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different.

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          #5
          FINALLY! ! !

          Congrats to you and your family Granny. Hopefully from here on out it will be a little less stressful and you can fly through it unscathed.
          "Try to save money. Someday it may be valuable again." - Anonymous

          Comment


            #6
            So "The Stars at Night" are truly "big and bright deep in the heart of Texas tonight!" Very good!
            "You once asked me for advice. You want some now? Never pass up a good thing." Lieutenant Jean Rasczak, Starship Troopers

            Join the Mobile Infantry and save the world. Service guarantees citizenship.

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              #7
              WOOOOOHOOOOOO, Granny!!!
              Filed Ch 7 - 09/06
              Discharged - 12/2006
              Officially Declared No Asset - 03/2007
              Closed - 04/2007

              I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.

              Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...

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                #8
                Great news, Granny! I hope things continue to look up for you!

                reallynervous

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                  #9
                  YAY!! Boy, this was a long, hard road for you, Granny. Fantastic that finally you are set to go and will have a bit of cash for emergencies to boot! Doesn't get much better for us 13ers! Congratulations!!
                  I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

                  06/01/06 - Filed Ch 13
                  06/28/06 - 341 Meeting
                  07/18/06 - Confirmation Hearing - not confirmed, 3 objections
                  10/05/06 - Hearing to resolve 2 trustee objections
                  01/24/07 - Judge dismisses mortgage company objection
                  09/27/07 - Confirmed at last!
                  06/10/11 - Trustee confirms all payments made
                  08/10/11 - DISCHARGED !

                  10/02/11 - CASE CLOSED
                  Countdown: 60 months paid, 0 months to go

                  Comment


                    #10
                    Congrats Granny. I know what a feeling of relief this is for you.
                    Chapter 13 filed -8/12/04
                    Plan approved- 7/11/05
                    Date discharged--10-12-2007
                    Date closed- 12/6/2007:yes2::yes2:

                    Comment


                      #11
                      You got your wish Granny!
                      You're getting "your refund"

                      Good Luck

                      Comment

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