Court tommorrow in front of judge to see if she will confirm our proposed plan. There are some issues that could make a diffrence but it may be too late. Help me out here.
Our proposed plan payment is paying unsecureds 18% or so. My husband is in negotiations with a company and if things go right with this position, we could be at 100% plan payment. I emailed attorney 2 days ago to see if she would get with trustee to see if we could get hearing postponed b/c of this development. Never heard back. Finally today, I talked with her. It was too late to speak with Trustee so here are our options per her.
1. She said she would speak with trustee in the morning to see if he would reset, however since it has been reset 2 times and that's the norm, that it was unlikely. She said he may do a 10 day status....meaning that instead of a hearing, he would give us 10 days to amend plan to what he wants.....if not then case would be dismissed.
or
2. Continue with hearing as planned, could go in our favor and if so, if husband gets new job, we amend plan then......Or judge could side with trustee's payment. If that happens attorney said we would have to make the decision tommorrow..... that payment would start tommorrow at the higher payment (which we could not do unless he got this job) and it would be prorated for this month. If we do not decide to go along with that payment, our case will be dismissed.
Does anyone have experience with judge deciding payments...how long you have to decide? Previously in a private message, I was told that I would have 45 days after judge decision to amend plan. Attorney said no time.
AAAAAAAAAAHHHHHHHH. I am really trying not to have a brain split here.
Another question:
Our vehicles are being paid through plan. If case dismissed, how do we work with the auto lenders? Do they want everything from since we filed or will they possibly work out something from this point?
Please pray for us again. Tommorrow I guess is the day.
Our proposed plan payment is paying unsecureds 18% or so. My husband is in negotiations with a company and if things go right with this position, we could be at 100% plan payment. I emailed attorney 2 days ago to see if she would get with trustee to see if we could get hearing postponed b/c of this development. Never heard back. Finally today, I talked with her. It was too late to speak with Trustee so here are our options per her.
1. She said she would speak with trustee in the morning to see if he would reset, however since it has been reset 2 times and that's the norm, that it was unlikely. She said he may do a 10 day status....meaning that instead of a hearing, he would give us 10 days to amend plan to what he wants.....if not then case would be dismissed.
or
2. Continue with hearing as planned, could go in our favor and if so, if husband gets new job, we amend plan then......Or judge could side with trustee's payment. If that happens attorney said we would have to make the decision tommorrow..... that payment would start tommorrow at the higher payment (which we could not do unless he got this job) and it would be prorated for this month. If we do not decide to go along with that payment, our case will be dismissed.
Does anyone have experience with judge deciding payments...how long you have to decide? Previously in a private message, I was told that I would have 45 days after judge decision to amend plan. Attorney said no time.
AAAAAAAAAAHHHHHHHH. I am really trying not to have a brain split here.
Another question:
Our vehicles are being paid through plan. If case dismissed, how do we work with the auto lenders? Do they want everything from since we filed or will they possibly work out something from this point?
Please pray for us again. Tommorrow I guess is the day.
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