Chapter 13 Discharged ... But It's Still Not Over ...

[FeelingHopeless]

Thanks, guys ... still waiting ... I think I'll call the attorney again today and ask ... I'm getting antsy.

[EndInSight]

all will be fine!

Abd I'm durn tired of picking PC outta my teeth.....
You WILL WIN!!!

j

[gymbofreak]

This a very inlightning thread, thanks so much for sharing

[FeelingHopeless]

Okay, everybody ... here's where we're at. I called the attorney yesterday and talked with his assistant. We still have no paperwork in regards to the settlement ... and our court date is tomorrow, November 7th, at 9 a.m.

The assistant suspects that the CU's plan is to have the attorney show up tomorrow morning and have us sign papers before the judge calls us. Well, I have a HUGE issue with that because it shows a total lack of respect. I agreed to this settlement ... what ... two or three weeks ago? And now I'm going to have to take time off work to go stand outside the court room and sign papers? I was livid ...

So, Tim said he'd call and find out what's going on ... and if we don't sign anything before our hearing, we're asking for everything. We can at least tell the judge that we, in good faith, tried to work with them ... and they blew us off after we accepted their settlement offer.

I'm nervous again ... but I suppose in about 24 hours, we'll see where we are when the dust settles ...

I'll log in and update just as soon as I know something either way ... hang on guys ... we're almost there.

[JollyGG]

Okay, everybody ... here's where we're at. I called the attorney yesterday and talked with his assistant. We still have no paperwork in regards to the settlement ... and our court date is tomorrow, November 7th, at 9 a.m.

The assistant suspects that the CU's plan is to have the attorney show up tomorrow morning and have us sign papers before the judge calls us. Well, I have a HUGE issue with that because it shows a total lack of respect. I agreed to this settlement ... what ... two or three weeks ago? And now I'm going to have to take time off work to go stand outside the court room and sign papers? I was livid ...

So, Tim said he'd call and find out what's going on ... and if we don't sign anything before our hearing, we're asking for everything. We can at least tell the judge that we, in good faith, tried to work with them ... and they blew us off after we accepted their settlement offer.

I'm nervous again ... but I suppose in about 24 hours, we'll see where we are when the dust settles ...

I'll log in and update just as soon as I know something either way ... hang on guys ... we're almost there.

Wow, if they asked me to sign outside the courtroom I would be tempted to say. “Sorry, too late. We are here anyway let’s see what the judge says”. But, that is emotion ruling not necessarily common sense.

Just remember that no matter how tomorrow progresses you are in the right. They are in the wrong. The judge already said as much. The least you will get is your lawyer’s fees and you will probably get more whether by settlement or court judgment.

I'm glad that after this is over you will never have to deal with these CU people again. They sound both stupid and mean.

[keepmine]

Prehaps, amend the settlement to reflect a days wages, gas, tolls, parking fees,etc. for the court appearence.

[arkienurse]

Okay, everybody ... here's where we're at. I called the attorney yesterday and talked with his assistant. We still have no paperwork in regards to the settlement ... and our court date is tomorrow, November 7th, at 9 a.m.


I'm nervous again ... but I suppose in about 24 hours, we'll see where we are when the dust settles ...

I'll log in and update just as soon as I know something either way ... hang on guys ... we're almost there.

Will definitely be thinking about you in the morning. Good Luck

[lrprn]

...our court date is tomorrow, November 7th, at 9 a.m.

I'll be sending all my positive thoughts and prayers your way, FH!

I'll log in and update just as soon as I know something either way ... hang on guys ... we're almost there.

Go with your lawyer's advice about whether to sign or not. Your lawyer is a real keeper, FH - so glad you found him!

No matter what, we're so proud of you for not allowing your credit union to break the law and also not allowing them to break your spirit! As Keepmine said, after this is over, wipe these small-minded, evil credit union people out of your mind and never think of them again. (Of course, I hope you get a lot of cash out of them too!! )

[EndInSight]

I am going to put the corn popper away now...burp .. opp's sorry. I am SO corn stuffed I can hardly move.

I'll be checking first thing in the a.m. since I think you're going to be letting us know all the good news.............oh wait, we'll be hearing the "whoops" and in the air!

Thanks for the education!

Miss Posh

[chpxiii]

You know, the irony in all of this is FH's login name: "Feeling Hopeless." GIRL! You are NOT hopeless! And infact, I'm sure you have inspired and given so many more people HOPE that the "little guy" can fight Goliath and actually win.

I know I am inspired by you. I'll be thinking about you today!

[FeelingHopeless]

Well, guys ... at 7:15 p.m. last night I got a call. The CU's attorney faxed over the settlement agreement ... at 7 p.m. last night. Nothing like waiting until the last moment, eh? Whoever posted on this thread that they're doing this so we don't try to counter-offer was right on the money. They want to make sure we have no wiggle room.

So, here's where we're at: Last night, we made an appointment to go sign the paperwork tonight (Wednesday November 7th) at 6:45 p.m. I got a call from Timothy, the lawyer's assistant, first thing this morning with some additional details. He said that we're continuing the case for 21 days ... because the settlement paperwork says something along the lines of us agreeing that we've received a check ... but ... obviously, we have not received a check. So rather than requesting a dismissal or just letting the judge dismiss us because we don't show, we're requesting a continuance.

So, Timothy is calling the CU's attorney this morning and letting them know that I *am* signing the settlement tonight ... but that we will not actually dismiss the case until after we receive the check. He said that we are requesting a) a hard copy of the settlement agreement since all we have is a faxed copy and b) a check for the full amount of the settlement.

I guess I sounded nervous ... because Timothy explained that it's irresponsible to dismiss something like this before we're settled ... because we could end up having to re-file if something goes wrong and this falls through.

So ... tonight at 6:45, we sign the settlement paperwork ... and we may, or may not, receive a check at that time. I'm gonna guess not ... since nothing ... absolutely nothing ... has been easy about this.

You're right, chpxiii ... everyday has been a little better ... and I've felt less and less hopeless. When I first came to this forum, I felt like there was no way I could come out on top. All that embaressement about the bankruptcy came back ... and I was ready to give up if I could just walk away and be done with it all. You guys have given me SO much strength.

This whole experience has given me new insight into term "sticking up for the little guy." I guess I was naive ... because you can't trust a business to do what's right for you. You've got to stick up for yourself ... and surround yourself with people who believe in you.

In any case, hopefully (cross fingers) I'll log on tomorrow morning with all the final details ... and I'll be able to say that we're done with this whole ordeal.

[$$only4ever]

FH:

Don't ever feel hopeless again! You are my hero!!

[EndInSight]

FH:

Don't ever feel hopeless again! You are my hero!!

Yeah, what she said, 10x over!

Miss Posh

[Boscoe]

Good for you, FH....But your attorney is absolutely correct. It ain't over until they hand over the cash. Definitely let us know if this happened, and if not, when.....

They are lucky that you didn't say, too late - see you in court. Would have loved to see and hear the judge's reaction!

[lrprn]

This whole experience has given me new insight into term "sticking up for the little guy." I guess I was naive ... because you can't trust a business to do what's right for you. You've got to stick up for yourself ... and surround yourself with people who believe in you.

So sorry that you had to learn this through so much personal pain and shame, FH. This forum truly is a godsend for so many of us, and we are honored to be your virtual admiration groupies! Go get 'em, girl!! Your fellow bk'ers salute you!