Upcoming expenses

[KeepTruckin]

We are planning on filing in 3 months. What if our current expenses are less than what they will be after we file? For instance, right now we don't have health insurance, but we will have the opportunity after we file to enroll. I think it's a bad choice to go 5 years without health insurance, but it would be a major expense. Even if we don't enroll we have been living without the basic needs to pay the bills. How does the court look at situations like ours...would we need to file an amended plan? Thanks in advance for your help.

[CindyLou]

my brother just filed and he included health insurance even though he wasn't eligible until approx. 3 months after he filed. no problems.