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We have been Discharged!

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    #1

    We have been Discharged!

    I still can't quite believe it after going thru this for the past 44 months,but the letter from the Trustee says it's true.
    I wish the best for all of you still struggling to get thru yours.
    We also paid our house off after 30 years last month!
    We are now completely Debt Free!

    I'LL still read this board and pray for the rest of you to reach the end too!:
    Tags: None
    #2
    Congratulations Nervousnellie!! You crossed that finish line! It's great huh, to know it's finally over!! Best wishes on your fresh start...
    ez
    Petition filed 07/03/2003
    Confirmed 10/20/2003
    Closed 01/26/2007
    Discharged 03/08/2007

    Comment

      #3
      Congrats! Gives me hope on a day I feel like things are never going to get better. We have paid 8/60 and it seems like forever until we are through!
      BowlingMT
      [SIZE="2"]Chapter 13
      Filed: 10/18/2006/341 - 12/04/2006
      Confirmed - 05/2006

      Comment

        #4

        You made it to the Ch 13 finish line - fantastic! Gives the rest of us 13ers hope that we can make it too. Congratulations and a HUGE high-five!
        I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

        06/01/06 - Filed Ch 13
        06/28/06 - 341 Meeting
        07/18/06 - Confirmation Hearing - not confirmed, 3 objections
        10/05/06 - Hearing to resolve 2 trustee objections
        01/24/07 - Judge dismisses mortgage company objection
        09/27/07 - Confirmed at last!
        06/10/11 - Trustee confirms all payments made
        08/10/11 - DISCHARGED !
        10/02/11 - CASE CLOSED
        Countdown: 60 months paid, 0 months to go

        Comment

          #5
          WOW!!! and paid off the mortgage too. How wonderful!!! Enjoy your new debt free life. You deserve it!
          I used to have a life, now I have grandkids.

          Comment

            #6
            Congrats, NervousNellie!!

            You should be VERY proud!! That's quite an accomplishment!! Paying off the Ch 13 AND your home too!!

            WoooHooo!!!
            Filed Ch 7 - 09/06
            Discharged - 12/2006
            Officially Declared No Asset - 03/2007
            Closed - 04/2007

            I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.

            Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...

            Comment

              #7
              Congratulations! That is fantastic!
              Filed 2/2005
              Last payment 9/2008
              Discharged 12/2008

              Comment

                #8
                Originally posted by nervousnellie View Post
                I still can't quite believe it after going thru this for the past 44 months,but the letter from the Trustee says it's true.
                I wish the best for all of you still struggling to get thru yours.
                We also paid our house off after 30 years last month!
                We are now completely Debt Free!

                I'LL still read this board and pray for the rest of you to reach the end too!:
                WOO HOO!!!! CONGRATULATIONS!!!!

                Chapter 13 Filed "Old Law"
                Filed: 6/2003 Confirmed: 3/2004
                Early pay off sent: 10/05/2007 - 9 months early
                11/16/2007 - Discharged!

                Comment

                  #9

                  Chapter 13 filed -8/12/04
                  Plan approved- 7/11/05
                  Date discharged--10-12-2007
                  Date closed- 12/6/2007:yes2::yes2:

                  Comment

                    #10
                    Congratulations

                    May 31st, 2007: Petition Filed by my lawyer
                    July 2nd, 2007: 341 Meeting Held
                    September 4th, 2007: Discharged and Closed.

                    Comment

                      #11
                      "YES"

                       That's the kind of success story that helps all of us "hang on till the end".................

                      Be veRy PROUD of your efforts and success....... Many do not finish a Chapter 13.......

                      Remember all you have been thru in this Chapter 13 and never venture down that path again......

                      Life is good again, and the best part - is being debt free.......

                      CONGRADULATIONS ON A JOB - WELL DONE!!!!!
                      Minny

                      "It's amazing the paths that our feet sometimes follow in life".

                      My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different.

                      Comment

                        #12
                        Congratulations...you're an inspiration to all us 13ers! I have 3 months to go. Wish me luck that I'll be making a post like yours in the very near future!
                        jai guru deva om--nothing's gonna change my world...

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