My husband & I going tomorrow @ 2:00 to sign the paperwork to file Chapter 13, my attorney stated that we would have a docket/suit number immediately, to stop reposession of vehicle, but I've been reading some of the post & my question is when will we be required to take the credit couseling class?
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You need to take the class before filing. Call your lawyer. Perhaps that is part of the plan for tomarrrow at 2:00. If it's not I'm sure he can direct you to a local court approved class so you can get it done ASAP.Filed: 10/26/2006
Discharged: 03/05/2007
Closed: 5/19/2008 - Asset case due to balance transfer and income tax refund -
can you complete one onlineComment
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You can complete one online. The problem there is that it takes time to have the certificate mailed to you.Filed: 10/26/2006
Discharged: 03/05/2007
Closed: 5/19/2008 - Asset case due to balance transfer and income tax refundComment
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I just called attorney's office & they said it wasn't effective in our state yet, so I didn't need to worry about it. Thank GodComment
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I live in Louisiana if anyone is wondering.Comment
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oops
Last edited by coma; 06-20-2007, 02:07 PM.Filed CH7 - 10/13/05;
341 Meetings: 11/28/05, 3/20/06, 12/4/07 (3d time's a charm!)
Converted: 2/15/06 (to CH13), 10/15/07 (Back to CH7)
DISCHARGED: 2/15/08
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Bk filers can file some of their bk forms to start the bankruptcy then complete the filing by completing the rest of the required forms within 15 days. Now some states (Louisiana is one of them) allow filers to complete their required bankruptcy certificate within 15 days of filing as well. If it's not an emergency filing to stop a foreclosure or repossession, it's still best to do it ahead of time just to be sure there's no last-minute problems.I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.
06/01/06 - Filed Ch 13
06/28/06 - 341 Meeting
07/18/06 - Confirmation Hearing - not confirmed, 3 objections
10/05/06 - Hearing to resolve 2 trustee objections
01/24/07 - Judge dismisses mortgage company objection
09/27/07 - Confirmed at last!
06/10/11 - Trustee confirms all payments made
08/10/11 - DISCHARGED !
10/02/11 - CASE CLOSED
Countdown: 60 months paid, 0 months to goComment
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Me too... western districtOriginally posted by missem View Post
Filed CH7 - 10/13/05;
341 Meetings: 11/28/05, 3/20/06, 12/4/07 (3d time's a charm!)
Converted: 2/15/06 (to CH13), 10/15/07 (Back to CH7)
DISCHARGED: 2/15/08Comment
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We are in the Middle District.
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I "completed" the required counseling at the attorney's office via computer the day I first talked to the attorney. He brought the papers for me to see, left the room and reappeared with a certificate of sorts suitable for filing. I received the real certificate a few weeks later from CCCS in Atlanta.
The required class was given by our local trustee's reps in the afternoon following the 341 meeting. Each district is different, but the Fort Worth trustee also holds the same class for his district.I used to have a life, now I have grandkids.Comment
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I live in town about 30 miles of Baton Rouge.Comment
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I love that area...I'll be that way next week for work. I'm over north of lake charles. My husband is in the Army, but this is like our home. We've spent several year out of his career. When we leave, we always get sent back
Filed CH7 - 10/13/05;
341 Meetings: 11/28/05, 3/20/06, 12/4/07 (3d time's a charm!)
Converted: 2/15/06 (to CH13), 10/15/07 (Back to CH7)
DISCHARGED: 2/15/08Comment
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