How long in chapter 13 after 341 is normal time to receive trustee objections?
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Originally posted by dovette7 View PostHow long in chapter 13 after 341 is normal time to receive trustee objections?I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.
06/01/06 - Filed Ch 13
06/28/06 - 341 Meeting
07/18/06 - Confirmation Hearing - not confirmed, 3 objections
10/05/06 - Hearing to resolve 2 trustee objections
01/24/07 - Judge dismisses mortgage company objection
09/27/07 - Confirmed at last!
06/10/11 - Trustee confirms all payments made
08/10/11 - DISCHARGED !
10/02/11 - CASE CLOSED
Countdown: 60 months paid, 0 months to go
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Technically, the trustee can object to your plan anytime, though there must be cause after a confirmed plan. I would say 2-4 weeks would be the average. In my case, the trustee started objecting about 2 weeks after the 341 meeting.Chapter 13 Filed 4/03/06 :blink: 341 Meeting Complete 5/11/06 :yes2:
Plan Confirmation 6/16/06 :yahoo:
Discharged: 1/5/2010 :yahoo::yahoo::yahoo::yahoo:
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The Trustee objected like the day of the 341 Meeting with the lawyer. My "good faith," plan was $250 as the Means Test PROVED I was negative $60 disposable income. But BECAUSE of I and J it showed I actually had $800 available! It didn't fly with the Trustee, I had a court date with the BK Judge a little over a month past the 341 meeting.
CMIYCJuly 2006: Filed Ch13 :blink:
Oct 2006: Converted to Ch7 :clapping:
Jan 2007: DISCHARGED :clapping:
Nov 2007: CLOSED :yahoo::yahoo::yahoo:
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Trustee objected to our plan 1 week before confirmation. We submitted ammended plans and are now waiting. I still am concerned with what the attorney submitted. I don't feel she has done it correct. She has withdrew our car payment from our schedules and tells us it is being paid in the plan, but the plan is just for our disposable income each month, if she withdraws the payment from our schedules then our monthly disposable income is what it would be with us making the payment, so I think it needs to be included in to the disposable income sent to the trustee.Filed chapter 13 January 31, 2007
Waited and worried Febuary 1, 2007 - April 19, 2007
Confirmed April 20, 2007
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Trustee objected to our plan 1 week before confirmation. We submitted ammended plans and are now waiting. I still am concerned with what the attorney submitted. I don't feel she has done it correct. She has withdrew our car payment from our schedules and tells us it is being paid in the plan, but the plan is just for our disposable income each month, if she withdraws the payment from our schedules then our monthly disposable income is what it would be with us making the payment, so I think it needs to be included in to the disposable income sent to the trustee.
I WAS going to consider my car payment WITHIN my Ch13 plan, but my lawyer told me than wasn't a good idea because while I'm in BK, its good to show you are paying something (to a creditor) OUTSIDE the plan. Hmmm ... I kept my car and am still paying for OUTSIDE the plan and creditor is reporting "current," payments on my credit reports.
Best of Luck, CatchmeifyoucanJuly 2006: Filed Ch13 :blink:
Oct 2006: Converted to Ch7 :clapping:
Jan 2007: DISCHARGED :clapping:
Nov 2007: CLOSED :yahoo::yahoo::yahoo:
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