No CC's made a claim

[sophie]

All of our debt is unsecured. No cc companies made a claim when we filed a 7back in August. If no one made a claim against us, what does the trustee do, just give them money anyway? How do they determine how much money to give them back?

[keepmine]

When I filed, I got a copy of a letter my trustee send to my creditors informing them that the filing was no asset and instructing them not to file a claim until he determined if there were assets. If assets were found, the creditors would be instructed to file claims.
That's likely what will happen in your case.

[coma]

You're posting in a 13, so I assume you converted? We converted as well. No one filed claims under chapter 7, but once we were converted, all creditors were notified and had 60 days, I think, to file a claim. Mine was about 50-50. About half filed claims, and only those who file claims will get paid.

[CATCHMEIFYOUCAN]

Coma, I converted too from Ch13 to Ch7 NO ASSETS, I was soppose to be discharged about Jan 8th or afterwards (last day of objections was the 8th) the Trustee sent out an ASSET notice, I have no idea what he is looking for, I have not assets, no tax refund coming and am still paying on a secured creditor (my car). Well my case has been DISCHARGED but no closing yet.

PAIN IN THE BUTT , Catchmeifyoucan