wow this all was so fast! we got the papers from the trustee yesterday stating that we completed the ch.13 with a certificate (too funny)
Actually we never had any creditors bothering us since we paid everything on time. We just had too many bills but they were always paid. We saw no other way out so this is the route we took because we both owed so much.
We certainly are not proud of the fact that we had to do ch. 13 but we are proud that we paid what we could to them. Now, it is a fresh start.
The trustee suggested we send a copy of the audit and paperwork from him to all 3 credit bureaus so that are aware and can fix the reports to say ch. 13 completed.
Actually we never had any creditors bothering us since we paid everything on time. We just had too many bills but they were always paid. We saw no other way out so this is the route we took because we both owed so much.
We certainly are not proud of the fact that we had to do ch. 13 but we are proud that we paid what we could to them. Now, it is a fresh start.
The trustee suggested we send a copy of the audit and paperwork from him to all 3 credit bureaus so that are aware and can fix the reports to say ch. 13 completed.
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