Here is my story.....Filed 13 back in 2002 after going thru a divource, with alot of medical payments. Made payment as agreed. No problem
Because of on-going medical problems with both my wife and myself, I was force to work alot of overtime to pay them off and stay current. My extra overtime of course showed my W2 increase by $13,000. ( of couse ex-wife saw extra income and wanted more child support and got it as well).
In 2005 wanted to buy a house as I was renting. Wanted to keep payments on it the same as rent. Mr trustee wanted a new form with expenses before he would agree. After looking at it, he agree to the purchase, but at same time wanted to more than double my payments. Of course I went to lawyer and file a protest. Meanwhile the bank and myself got scared and we backed out of the contract with the owners, not knowing if I would be able to afford the house if they increase the payment. Weeks turned into months and never heard anymore. Assumed trustee gave up on trying to increase payments.
Another year goes by. Started looking at another house. Started taking to the bank. They in turn wanted a discharge before giving us a loan ( had about 6-7 months left on a 5 year plan). Asked trustee office for pay off amount which we then paid off the plan after selling my wife's car. Got a letter saying it was paid and it was alright to purchase new home. Bank gave us a loan, moved into home 1 month later.
Now Mr trustee after reveiwing my case for discharge, find the motin he filed the year ealier, was never taken to court and resolved. He is now holding up discharge in hopes of getting more money from me and he thinks I making money ahnd over foot. Attorney and myself have told him and filled out another form showing my expense have one up and I have worked more overtime to just make ends meet, but it does'nt seem to matter to him.
Court date is now set next month. We are scared about him getting more money and not being able to afford the house now. This has been a nightmare and endless circle.
Anybody have any suggestion or heard of this before?
Because of on-going medical problems with both my wife and myself, I was force to work alot of overtime to pay them off and stay current. My extra overtime of course showed my W2 increase by $13,000. ( of couse ex-wife saw extra income and wanted more child support and got it as well).
In 2005 wanted to buy a house as I was renting. Wanted to keep payments on it the same as rent. Mr trustee wanted a new form with expenses before he would agree. After looking at it, he agree to the purchase, but at same time wanted to more than double my payments. Of course I went to lawyer and file a protest. Meanwhile the bank and myself got scared and we backed out of the contract with the owners, not knowing if I would be able to afford the house if they increase the payment. Weeks turned into months and never heard anymore. Assumed trustee gave up on trying to increase payments.
Another year goes by. Started looking at another house. Started taking to the bank. They in turn wanted a discharge before giving us a loan ( had about 6-7 months left on a 5 year plan). Asked trustee office for pay off amount which we then paid off the plan after selling my wife's car. Got a letter saying it was paid and it was alright to purchase new home. Bank gave us a loan, moved into home 1 month later.
Now Mr trustee after reveiwing my case for discharge, find the motin he filed the year ealier, was never taken to court and resolved. He is now holding up discharge in hopes of getting more money from me and he thinks I making money ahnd over foot. Attorney and myself have told him and filled out another form showing my expense have one up and I have worked more overtime to just make ends meet, but it does'nt seem to matter to him.
Court date is now set next month. We are scared about him getting more money and not being able to afford the house now. This has been a nightmare and endless circle.
Anybody have any suggestion or heard of this before?
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