Hi! I have a few accounts that were a part of the bk listed individually as a negative item. Should I request these be removed?
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No, don't bother, having a bankruptcy on your records trumps all other negatives. Having them removed will not impact your scores, and if you do try and have them removed, something we call "poking the bear", negative notations can be added to your accounts which may actually hurt your scores.
Chapter 13 (not 100%):- Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank cum Bank of Southern California
- Filed: 26-Feb-2015
- MoC: 01-Mar-2015
- 1st Payment (posted): 23-Mar-2015
- 60th Payment (posted): 07-Feb-2020
- Discharged: 04-Mar-2020
- Closed: 23-Jun-2020
Bankruptcy Tutor
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