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Just discharged!! Top tips for post ch13??

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    #1

    Just discharged!! Top tips for post ch13??

    We are FINALLY done. It’s been the longest 5 years…but we stayed the course.
    Now what??

    From those ahead of us-what are your top tips for right after you discharged? Thanks!!!
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    #2
    Congratulations!!!

    See Shipo's guide on rebuilding credit.

    Outline for Rebuilding Credit - Bankruptcy Forum Chapter 7 13 341 Meeting Credit Collections
    https://www.bkforum.com/forum/after-the-discharge/rebuilding-credit/1028588-outline-for-rebuilding-credit
    The following is kind of a distillation of various bits of post-discharge advice (from my "do as I suggest, not as I did" department) I've helped other folks out with: Following your discharge: Wait 6 weeks and then get copies of all three of your credit reports from annualcreditreport.com Go through those reports
    Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
    Status: (Auto) Discharged and Closed! 5/10
    Visit My BKForum Blog: justbroke's Blog

    Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.
    • Likes 2

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      #3
      First Congrats!
      I also want to emphasize what Justbroke said above and follow Shipo's guide. They both have helped me post discharge get back on track to credit normalcy.

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