Ok BK friends justbroke shipo Barbisi Zombie13 sophieanne and everyone else.
Got mail today. Got the Final Cure Payment. Mortgage was paid off in October, nothing owed. HELOC is current next payment 5/9/22.
Looked up Final Cure Payment online does this mean that our BK 13 is coming to an end about 10 months early???????
Looked up PACER latest documents are the two Final Cure Payment paperwork. Looked up NDC then went back to Pacer and looked at the claims. Thinking of justbroke and his Pacer bill, but I think I stayed under the free limit! Looked up all my claims and compared with NDC which was updated 3/30/22. I know it's not 100% accurate, but I imagine darn close.
Online I read the Final Cure Payment is sent AFTER the payments are all made??? I received the Final Cure payment from the bank and a letter from the trustee.
Estimating my UNOFFICAL calculations (and my less than stellar math skills) based on 3 paychecks in April and 2 paychecks in May looks as though my debt will be PAID OFF! Now I did not take in account of any of the trustee fees, etc, but as of that 5th paycheck the BK payments totals are larger than the debt owed.
I had to come here for your input! I will call the attorney's office tomorrow.
I have one little problem our income tax payment. I did not make it, sent a small payment and planned to pay online and have it paid off in maybe 6 months. This is what I have been doing because I did not have enough to make the payments each year post petition. When I called the IRS they said voluntary payments could be made so that's what I did.
If it looks like my BK 13 is ending earlier than expected I will throw as much money into paying the taxes ASAP including our meager savings for down payment on a second car. Because once the BK payment ends I could have a nice down payment literally in ONE month!
Got mail today. Got the Final Cure Payment. Mortgage was paid off in October, nothing owed. HELOC is current next payment 5/9/22.
Looked up Final Cure Payment online does this mean that our BK 13 is coming to an end about 10 months early???????
Looked up PACER latest documents are the two Final Cure Payment paperwork. Looked up NDC then went back to Pacer and looked at the claims. Thinking of justbroke and his Pacer bill, but I think I stayed under the free limit! Looked up all my claims and compared with NDC which was updated 3/30/22. I know it's not 100% accurate, but I imagine darn close.
Online I read the Final Cure Payment is sent AFTER the payments are all made??? I received the Final Cure payment from the bank and a letter from the trustee.
Estimating my UNOFFICAL calculations (and my less than stellar math skills) based on 3 paychecks in April and 2 paychecks in May looks as though my debt will be PAID OFF! Now I did not take in account of any of the trustee fees, etc, but as of that 5th paycheck the BK payments totals are larger than the debt owed.
I had to come here for your input! I will call the attorney's office tomorrow.
I have one little problem our income tax payment. I did not make it, sent a small payment and planned to pay online and have it paid off in maybe 6 months. This is what I have been doing because I did not have enough to make the payments each year post petition. When I called the IRS they said voluntary payments could be made so that's what I did.
If it looks like my BK 13 is ending earlier than expected I will throw as much money into paying the taxes ASAP including our meager savings for down payment on a second car. Because once the BK payment ends I could have a nice down payment literally in ONE month!
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