1099-c A little help Please

[mavric]

It's been a long time. Well back in 12/2011 we filled Ch 13 . All went well . Discharged 2/2017 5 years

One of creditors was Santander! I go crazy just saying their name. Let's just say they messed up their claim, 3 times rejected , a big mess. anyway they got to repo the auto as their part of the BK13 8 months later.

So today in the mail we get a 1099-c form Santander . 10years later.

I think i know how to handle this BUT on the 1099c it says Date of identifiable event it has 4/28/2021 and the box is checked that Debor is personally liable for the debt. But will the IRS know about a BK13 10 years ago? That form 982 is for?


BTW... I now getting pre- approval's e mails from Santanter.

[justbroke]

I think it's the IRS Form 982 (Reduction of Tax Liabilities) that you use. The first box (1) is insolvency. Many people will obtain the service of a professional tax preparer to help them with the form.

[mavric]

Had my form wrong, THANKS justbroke