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Just made the Ch13 payment, Two Payments Remaining

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    Just made the Ch13 payment, Two Payments Remaining

    Alrighty.
    This is the 'Two Minutes to Midnight' payment (reference to Iron Maiden song actually ).
    Next payment will be payable Christmas Eve... yes, Bah Humbug!
    Fairly recently we have been boxing up fragile stuff, and donating things we don't need and others can desperately use.
    Since we have the time, this go around, we are strategizing our packing - light stuff goes into saved boxes (and bubble wrap/paper) that are 'good fits', and those, go into U-Haul x-large boxes (so far). Reasoning is, their box sizes are supposedly sized to fit very well on top of each other: x-large, large, medium, small. I don't think we're going to use one of their trucks to drive cross country... two adults, three grown cats? No way. So if we have to do our own relocation, then a service such as PODS will have to do. If we get a relocation package, all the better.

    #2
    Wow. I can't believe it's almost over.
    Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
    Status: (Auto) Discharged and Closed! 5/10
    Visit My BKForum Blog: justbroke's Blog

    Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

    Comment


      #3
      Nice, I have 3 payments left. I can't wait to move on with my life.
      good luck

      Comment


        #4
        Originally posted by justbroke View Post
        Wow. I can't believe it's almost over.
        Man... no kidding. This cannot come soon enough. By the time the 'close' comes, we will already have most of our stuff in storage, so the house will be close to listing-ready.

        Comment


          #5
          Originally posted by 5yrplan View Post
          Nice, I have 3 payments left. I can't wait to move on with my life.
          good luck
          Right on!
          Same here; we are ready to leave CO and pick up where we left off, in another state.

          Comment


            #6
            Congrats on payment 58!

            I hope you still come around as you move and let us know how Post BK 13 Life is treating you!
            I am not an expert. I share my experiences in the Wonderful Wacky World of Chapter 13! Filed 3-30-18 Confirmed 7-11-18 Discharged 6-8-22

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              #7
              Congrats! Right here with you. Only two payments to go! My second starts college in 9 months, so I'll have two in at once and be poorer than ever, but at least I'll no longer be bankrupt!

              Comment


                #8
                Originally posted by newlife13 View Post
                Congrats! Right here with you. Only two payments to go! My second starts college in 9 months, so I'll have two in at once and be poorer than ever, but at least I'll no longer be bankrupt!
                My youngest started college only about six months into my Chapter 13; that kinda-sorta sucked. Under the "when it rains it pours" category, I had to struggle through my entire Chapter 13 to pay as much of her Undergraduate Degree as possible (in the end she only needed to take out $6,000 in student loans); the good news was she tore things up getting her Bachelor's Degree with a double major in two creampuff subjects called "Political Science" and "Economics", and managed to graduate Magna Cum Laude in the process. Better news still is, not only is my Chapter 13 now over, but her university offered her a gig as a TA in exchange for paying the full load of her Master's Degree in Economics; double bonus, no more payments to the Trustee, and no more tuition payments.
                Chapter 13 (not 100%):
                • Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank cum Bank of Southern California
                • Filed: 26-Feb-2015
                • MoC: 01-Mar-2015
                • 1st Payment (posted): 23-Mar-2015
                • 60th Payment (posted): 07-Feb-2020
                • Discharged: 04-Mar-2020
                • Closed: 23-Jun-2020

                Comment


                  #9
                  Originally posted by shipo View Post

                  My youngest started college only about six months into my Chapter 13; that kinda-sorta sucked. Under the "when it rains it pours" category, I had to struggle through my entire Chapter 13 to pay as much of her Undergraduate Degree as possible (in the end she only needed to take out $6,000 in student loans); the good news was she tore things up getting her Bachelor's Degree with a double major in two creampuff subjects called "Political Science" and "Economics", and managed to graduate Magna Cum Laude in the process. Better news still is, not only is my Chapter 13 now over, but her university offered her a gig as a TA in exchange for paying the full load of her Master's Degree in Economics; double bonus, no more payments to the Trustee, and no more tuition payments.
                  Here's hoping mine has the same work ethic!

                  Comment


                    #10
                    Originally posted by justbroke View Post
                    Wow. I can't believe it's almost over.
                    justbroke you said it, with your iconic understatement! I can hardly believe it myself! LOL

                    Comment


                      #11
                      Originally posted by Carmella View Post
                      Congrats on payment 58!

                      I hope you still come around as you move and let us know how Post BK 13 Life is treating you!
                      Carmella, thank you for always offering support.
                      We will probably still be posting even after this thing comes to an end to provide
                      updates on whatever hurdles we still have to jump to get to the next level of freedom.
                      And besides we want to follow how you are doing as you painstakingly inch your way to Bk13 Liberation Day!

                      Comment

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