Our 13Network shows 1.16 months to base. We had a payment increase a few years back that my employer didn't get changed on time so we are $602.50 behind, that is the .16. After talking with the trustee we will be making that payment online so that they can file the wage garnishment stop on time. We took the second class today and sent it to the attorney, they will be filing a motion to discharge. I really liked the 50/30/20 budget, it is a real simple system that makes a whole lot of sense. I'm so ready to get this behind us and start the next chapter of our lives. My wife has accepted a new job which pays more than her previous job and my monthly income is going to increase by $2400 per month after the plan is over. This forum has definitely helped along the way.
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Can you tell us more about the 50/30/20 budget planning? I haven't read about that.
Also, congratulations for making it! The struggle is real for Chapter 13 debtors, and you have made an amazing accomplishment.Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
Status: (Auto) Discharged and Closed! 5/10
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Any advice provided is not legal advice, but simply the musings of a fellow bankrupt. -
Once you’ve figured out your after-tax income, you’ll use 50% of that number for your needs spending, 30% for your wants spending, and 20% for debt or savings expenditures.Originally posted by justbroke View Post
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