1 day after closing my wages are garnished

[Debt4Ever]

I just closed in a new home (FHA), the day after I closed I was notified by my employer that my wages were garnished starting the next pay period.
Since I just purchased (2 weeks ago) can I file chapter 13? If not (or if not recommended) when could I file? The garnishment is $780 a month which makes it almost impossible to pay my basic bills (house/utilities/car). This is not my only debt. I have roughly 50k in debt not including my car or home.

[justbroke]

You can file immediately. There is nothing that would prevent you from filing a Chapter 13. The real issues with a Chapter 13 would be how many much property you have, how much you will keep, your expenses, and the amount of your disposable monthly income (DMI).