Possible to get secured credit card during CH13?

[truman]

Hi, all.

I'm about at the mid-point of my 5-year CH13 plan and anxious to started rebuilding my credit. I'm wondering if getting a secured low-limit credit card is a realistic possibility before discharge. If so, does anyone have a recommendation a good card to apply for, or cards that should be avoided?

Thanks in advance.

[LadyInTheRed]

You may be able to get a card, but you need to check with your attorney about whether you are allowed to incur debt while in BK.

[faithwolf]

I have a USAA secured card.

[truman]

Thanks for the responses. My attorney gave the OK as long as the card is secured and has a low-limit... no more than $500 or so.

Faithwolf, did you apply for your USAA secured card during an active CH13?

[truman]

Also, does the USAA secured card report monthly to the credit bureaus just like a regular credit card? In other words, is it good option for rebuilding credit?