I was looking at my claims register this morning and only a few creditors (beside the state tax agency and the IRS) have filed a claim. 3 out of 25 to be exact. My case is only a little more than a month old, so they still have a lot of time. I guess I just expected more claims to have been filed by now. Is this typical? Do only a few end up filing claims mostly?
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Hi, it is not uncommon for claims to be filed until the last day possible. In my case, I was lucky, everyone filed except Chase. It reduced our liability by 20,000. I'm still shocked to this day.
Good luck. It does happen, that not everyone files a claim, but don't count on it as a given.Filed Chapter 13 - 07/20/12
Discharged 8/2/16
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Claims are filed intermittently up to the bar date to my observation . Part of the reason (I think) is that your creditors are selling your unsecured debts to the debt buyers and it takes a little time to process those transactions. Like Sophieanne, Chase was my biggest claimholder and did not file a claim and I too am shocked, shocked! The only other unsecured who did not file a claim on my petition was BOA.
I also wonder if the unsecureds are monitoring the cases to see if others file claims, to determine if the payout is on the 13 plan is worth the trouble.
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We filed on 7/20/2016 and our 341 meeting is in a week and I was wondering the same thing. I'm checking the 13Network site daily watching for when my employer payment is going to be entered and to see who has filed a claim. I was under the impression that the claims had to be filed before the 341 meeting.
After reading this thread, I went back to the original notice and saw that the filing deadline is 11/28/2016. So far we have only had 3 out of 16 listed creditors file a claim.
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Sroe, this thread is about a Chapter 13. All Chapter 13s are assets cases. If a Chap 7 is a no-asset case, no claims are ever filed because there is nothing to distribute to creditors.LadyInTheRed is in the black!
Filed Chap 13 April 2010. Discharged May 2015.
$143,000 in debt discharged for $36,500, including attorneys fees. Money well spent!
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Originally posted by BrokeInPgh View PostWe filed on 7/20/2016 and our 341 meeting is in a week and I was wondering the same thing. I'm checking the 13Network site daily watching for when my employer payment is going to be entered and to see who has filed a claim. I was under the impression that the claims had to be filed before the 341 meeting.
After reading this thread, I went back to the original notice and saw that the filing deadline is 11/28/2016. So far we have only had 3 out of 16 listed creditors file a claim.
James S
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