Pay check isn't enough to cover trustee payment

[CaseyKnox]

I'm curious, when your chapter 13 trustee payment is deducted from your paycheck, what's happens if one week your paycheck's not enough to cover the Trustee payment?

For instance, if you're out of work sick for a few days, then what happens?

[justbroke]

I'm confused. When your "laundry" is deducted?

If you're asking about people that are paid hourly and have no vacation/sick benefits (or their check is reduced because of mandatory deductions and/or their vacation/sick benefits are exhausted) combined with a 'wage deduction order" instructing the employer to deduct a fixed amount, then here's your answer. I don't know how the employer would treat the wage deduction order.

Not every district requires a wage deduction order.

If your paycheck is that volatile I would ask the court to allow you to pay by money order/cashiers check. I would also think that if your pay is that volatile, you probably should not be in a Chapter 13 since a Chapter 13 "requires" you to have regular income.

An “individual with regular income” is defined in the bankruptcy code (11 USC 101) as an individual whose income is sufficiently stable and regular to enable such individual to make payments under a plan (under Chapter 13) other than a stockbroker or a commodity broker.

[CaseyKnox]

I'm confused. When your "laundry" is deducted?

If you're asking about people that are paid hourly and have no vacation/sick benefits (or their check is reduced because of mandatory deductions and/or their vacation/sick benefits are exhausted) combined with a 'wage deduction order" instructing the employer to deduct a fixed amount, then here's your answer. I don't know how the employer would treat the wage deduction order.

Not every district requires a wage deduction order.

If your paycheck is that volatile I would ask the court to allow you to pay by money order/cashiers check. I would also think that if your pay is that volatile, you probably should not be in a Chapter 13 since a Chapter 13 "requires" you to have regular income.

An “individual with regular income” is defined in the bankruptcy code (11 USC 101) as an individual whose income is sufficiently stable and regular to enable such individual to make payments under a plan (under Chapter 13) other than a stockbroker or a commodity broker.

Laundry LOL 😂 . Ooops!! I meant "when your chapter 13 trustee payment is deducted from your paycheck"

Thank you!

[dmc-2008]

That is scary! Dont do payroll deductions!!