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    #1

    Discharged

    I was discharged on 1/29 and wanted to celebrate with all of you. It took 68 months and I think that I probably should of contacted my attorney sooner than the 68th month. I would say to keep track of you own case and call the attorney with any questions , that is what you paid for. If I had not called to check as to why my case was still going on after 68 months , I really think that I would still be paying. I am so happy to be done!
    I am in no hurry to apply for new credit cards as I am now used to paying cash for everything. The only time I really want a credit card is for traveling. I have learned to budget and think before I spend.
    It is a great feeling to be debt free!!!
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    #2
    Let me be the first to congratulate you. A Chapter 13 certainly teaches us to budget; at least those of us who have successful Chapter 13s.
    Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
    Status: (Auto) Discharged and Closed! 5/10
    Visit My BKForum Blog: justbroke's Blog

    Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

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      #3
      Congrats on a great accomplishment.
      11/23/'10-filed ch 13. 1/6/'11-341, confirmed. Below median. Plan completed 11/30/2015. DISSCHARGED 4/4/2016.JP

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        #4
        Congratulations!!!! Good Job!! I hope to celebrate soon too. This journey is a teaching experience about how to handle money and your finances. Sticking to a budget really helps you manage your money wisely. Again, congrats!!
        Filed Dec 17 2010 Confirmed May 25 2011 Last Payment 12/2015 - Discharged 7/19/2016

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          #5
          Congratulations!!! You deserve to celebrate for completion and for the well learned lessons. Enjoy your new freedom!!!
          Wow..68 months is a long time....
          Filed Chapter 13 - 07/20/12
          Discharged 8/2/16

          Comment

            #6
            Long, long time! But you did it! I think a bk13 is a tough way to learn how to budget but totally worth the pain. Go forth and be frugal! Congrats!!!
            Discharge date: October 2017 (will it ever get here?)

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              #7
              Congratulations!! Hopefully I'll be on the other side soon too!!
              Filed Chapter 13 with lien strip on 2-28-11 * 341 held on 3-30-11 * First confirmation hearing held 4-20-11, continued until 5-25-11, continued until 6-29-11, continued until 8-10-11. Plan finally confirmed on 8-10-11!!!

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                #8
                You Will , the time really goes fast. Before you know , you will be free. I am enjoying having money left at the end of the month. It will be 7 years since I filed on 12/18, so I have to make sure that it falls off my credit report. Hang in there and you will be done soon

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                  #9
                  Congratulations!
                  LadyInTheRed is in the black!
                  Filed Chap 13 April 2010. Discharged May 2015.
                  $143,000 in debt discharged for $36,500, including attorneys fees. Money well spent!

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