4 Months Left what do I need to do?

[ibornagain]

It is almost over...We have 4 months left in a chapter 13..We surrendered our home and have been renting during this time...Looking to try to find a double wide after bankrupty...Any one got any pointers for a middle age family looking to rebuild...so excited...

[justbroke]

If your scores are decent (above 620), you should be able to get an FHA loan (with 3.5% down... although they could require 10% down). I still believe that home ownership is the right thing. What I have learned, however, is that having the biggest home that you practically can't afford... is not the right thing. I'm looking for downsize since I don't see the need for this much house. I came from a large family (of 8) and we lived in a place less than half the size of my current house, and it was still roomy (with 4 bedrooms, living room, eat in kitchen, two floors, etc).

Just think about what you want to accomplish and make sure financially it makes sense. You should be planning for retirement as well, so think of all your investment strategies so that you can have a comfortable retirement. That planning may include a home being paid off.