Just received a letter from my lawyer saying: Please send $150 to cover the cost of removing second mortgage lein from your home: Second mortgage lein will remain on the public record until the order avaoiding has been recorded. It's Saturday, so I can't call him. Does this mean my second mortgage was stripped?
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Chop I can't tell if the Order Stripping Lien was already entered (meaning that the Judge already signed the order). If your attorney already did your Motion to Strip and it has been a while since you've heard anything, then maybe the Judge signed the order already. Just not enough information from what you're saying.
I will say this... $150 for a lien strip is a pretty decent price. Many attorneys in this area charge $800.Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
Status: (Auto) Discharged and Closed! 5/10
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Any advice provided is not legal advice, but simply the musings of a fellow bankrupt. -
It sounds to me like the order avoid your lien has been entered and your attorney is telling you how much it will cost to get a certified copy of the order from the court and have it recorded with the county recorder. $150 sounds about right for attorney fees and expenses to do that, but you can also do it yourself and save over $100 of that. You can go to the court to get a certified copy of the order or request one by mail. There will be a certification fee of $11 and a copy fee of 50 cents a page. Then you record the certified copy of the order with the county recorder. Again, there will be recording fee of probably less than $20. I suggest doing that in person to make sure you don't need to submit it with certain forms or a cover sheet.
I suggest waiting a bit and seeing if the creditor records a reconveyance. I got a certified copy of my order and was about to record it. I decided to check the county website to make sure the document number for the mortgage was correct on the order and noticed that Citibank had already recorded a reconveyance, making the recording of the order unnecessary. Now my bankruptcy won't be a permanent part of the title history of my home.LadyInTheRed is in the black!
Filed Chap 13 April 2010. Discharged May 2015.
$143,000 in debt discharged for $36,500, including attorneys fees. Money well spent!Comment
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Chop, given your other thread http://www.bkforum.com/forum/before-...try-of-default, I am even more confident of what the $150 is for.LadyInTheRed is in the black!
Filed Chap 13 April 2010. Discharged May 2015.
$143,000 in debt discharged for $36,500, including attorneys fees. Money well spent!Comment
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