Does a creditor have to choose one or the other if they wish to gather more information about your financial picture?
Does the 2004 Exam start the AP?
Can a creditor do a 2004 Exam and then decide NOT to pursue an AP?
What are the requirements for a creditor to ask for a 2004 Exam?
Does the 2004 Exam start the AP?
Can a creditor do a 2004 Exam and then decide NOT to pursue an AP?
What are the requirements for a creditor to ask for a 2004 Exam?