What are the most common reasons for an AP?

[Universal]

Thanks.

[rynofly]

Charges within 90 days of filing. Application Fraud. Charges made when known to be insolvent.

[Pandora]

well in our case WE were the ones who had to file an AP as directed by the Trustee at our 341 - in order to strip the 2nd off; so... to strip a mortgage, apparently you have to file an AP and have a go that way.

[NEbankruptcy]

From a creditor side of things, obviously it is an objection to dischargeability of debt for any of the types of fraud listed in the bankruptcy code or withdrawing confirmation of a plan in chapter 13.

Debtors have a variety of reasons to file an AP:
1. Violations of the Automatic Stay
2. Violations of the Discharge
3. Strip a 2nd mortgage or other lien
4. Discharge student loans
5. Discharge tax obligations
6. Return of Property

Trustees also file APs for preference claims and return of estate property.

There are a variety of others, but those are what you predominantly see.