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An everyday example would be if your credit card company decided to challenge the dischargeability of your debt to them; they would file an adversary proceeding.
They will generally come before your discharge, but it is not unheard of for them to come after discharge -- for instance, an action to revoke a discharge comes after the discharge.
Pay no attention to anything I post. I graduated last in my class from a fly-by-night law school that no longer exists; I never studied or went to class; and I only post on internet forums when I'm too drunk to crawl away from the computer.
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