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341 Meeting Done and Over With! How it went.. Pro Se

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    341 Meeting Done and Over With! How it went.. Pro Se

    Well, I wasn't nervous so that was a good thing. This forum really helped me feel comfortable walking in. I got there late but so did everyone else due to weather. We were due to start (my group) at 8:00am and everyone was there by 8:15. I left my car at 8:08am and was back in the car at 8:22am. (that included going through security!) He started at 8:15 and told us who he was and asked everyone to give his assistant our license and social security card. He called the first guy-his attorney wasn't there due to weather so he called 2nd guy.

    2nd guy--

    Asked to swear in give his name and address
    Asked if he read the petition before signing
    Asked what he does and who his employer is
    Stated he had a $3k tax refund and did he expect one this year. Convo went like this:
    Guy "No"
    Trustee "Why not"
    Guy "Because I'm in school"
    Trustee "Did you earn roughly the same as last year"
    Guy "Yes"
    Trustee "Then what does school have to do with you not getting a similar tax refund"
    Guy "Because I get credits for going to school so I'll get a bigger tax refund"

    LOL!!! Trustee simply said "i want your a copy of your tax return and any refund"

    Trustee then asked
    What is xyz business? Do you still own it? Does your father still operate it? Answer was 'No'
    You have a car and motorcycle, do you plan on keeping them? Guy says not the motorcycle.
    You have a house, do you plan on reaffirming? (yes)
    What is value of house? (he answers $165k)
    How do you know value? (website)
    How much did you pay and when did you buy?
    Owe any domestic support?
    Do you need to make any changes to petition?

    No further questions

    Then my turn. I'm Pro Se.

    He asked me to swear in and state my name and address.
    Asked if I read the petition before I signed it... (duh, I filled it out!)
    Asked what I did and for who.
    Asked if I had any other vehicle beside what was in petition
    Asked if I expected a tax refund this year. (no)
    Quickly went over bank accounts (I am joint account holder on someone elses account and custodian for son's account) He just asked why was I on someone elses account.
    Asked if I needed to make any changes to the petition
    Asked if I owed domestic support to anyone

    No further questions.. free to go.

    Walah! Done!

    #2
    Fantastic!
    Filed ch 13 12/23/10; closed 3/14; refiled ch 7 on 4/13; 341 on 5/13; reaffirmation 7/11 (denied); 7/14/11 DISCHARGED

    Comment


      #3
      Great post, Lynn. So funny about the student. Thanks for sharing and most of all, congrats!
      There are two secrets for success in life:
      1.) Never tell everything you know.

      Comment


        #4
        Awesome report!!!!!!!! Congrats on getting through it!!!

        Comment


          #5
          GREAT news that's OVER!!! welcome to the 60 day club!!!!!!!

          ps. it's good that guys in SCHOOL!! he better stay there! LOL!!!!
          8/4/2008 MAKE SURE AND VISIT Tobee's Blogs! http://www.bkforum.com/blog.php?32727-tobee43 and all are welcome to bk forum's Florida State Questions and Answers on BK http://www.bkforum.com/group.php?groupid=9

          Comment


            #6
            Good job, Lynn!
            Filed pro se, made it through the 341, discharged, Closed!!!

            Comment


              #7
              Soooo awesome that is done. One day (341) down AND 60 to go.
              Good luck to you Lynn.
              filed: 8/10 ...341:10/8/10 ... Discharged & Close: 12/9/10
              "Nothing is easy to the unwilling" Thomas Fuller

              Comment


                #8
                Great Job and Congratulations!!!
                + Filed 12/06/10 + 341 1/11/11 + Discharge set 3/14/11 We can't go back and make a brand new start, We can start now and make a brand new ending" "People who don't have Control of their cash flow make people who do rich."

                Comment


                  #9
                  Great Job ....
                  Chapter 7 - Filed 11/28/2010 <> 341 Meeting - Done 12/28/2010 <><> Report of No Distribution 12/28/2010 <><><> 60 Day Club <><><><>Discharged 3/1/2011<>>

                  Comment


                    #10
                    Way to go, Lynn D!!! Congrats!
                    ~~ Filed Over Median Income Chapter 7: 12/17/2010 ~~ 341 Held: 1/12/2011 ~~ Discharged: 03/16/2011 ~~
                    Not an attorney - just an opinionated woman.

                    Comment

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