I had my 341 this morning and was the third person up. Incidentally, I got to see one of the attorneys I had a job interview with (kind of embarrassing... but at least I've grown a beard. Probably didn't recognize me...).
The first debtor had a creditor show up -- a very angry, unsecured creditor, that apparently leased the first person a $120,000 piece of construction equipment that has since disappeared.
Everything went pretty smoothly. Asked all of the required questions and some discretionary ones. The discretionary questions were concerning my residency & my non-filing spouse's residency (we haven't lived here for 730 days), my non-filing spouse's employment & salary, my use of the marital adjustment, and health insurance costs on the means test.
Specifically, there was some confusion on the marital adjustment -- he thought the $1500 that I had put down was just solely my wife's student loans (which only add up to $600-something). He apparently just didn't read the "breakdown" box next to the number indicating it was student loans, credit cards, and tax withholding for my spouse. Once that was clarified, he was fine with it.
The health insurance question was also along the lines of confusion: he had asked if my wife got health coverage from work and thought that the cost I had put in the means test was her work health coverage. It was mine.
Finally, absolutely no questions about tax refunds for the 2010 tax year.
The first debtor had a creditor show up -- a very angry, unsecured creditor, that apparently leased the first person a $120,000 piece of construction equipment that has since disappeared.
Everything went pretty smoothly. Asked all of the required questions and some discretionary ones. The discretionary questions were concerning my residency & my non-filing spouse's residency (we haven't lived here for 730 days), my non-filing spouse's employment & salary, my use of the marital adjustment, and health insurance costs on the means test.
Specifically, there was some confusion on the marital adjustment -- he thought the $1500 that I had put down was just solely my wife's student loans (which only add up to $600-something). He apparently just didn't read the "breakdown" box next to the number indicating it was student loans, credit cards, and tax withholding for my spouse. Once that was clarified, he was fine with it.
The health insurance question was also along the lines of confusion: he had asked if my wife got health coverage from work and thought that the cost I had put in the means test was her work health coverage. It was mine.
Finally, absolutely no questions about tax refunds for the 2010 tax year.
341 on September 23 
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