Stunned--world's easiest 341

[keptdigging]

Had my 341 today.

It could not have gone easier. Literally.

Was called FIRST. Sworn in. Asked the pro-forma questions about the petition being accurate, penalty for perjury etc. etc.

Then the TT asked ONE question: How did you value your coin collection? I answered and he said "Thank you, you're excused."

Maybe two minutes total. Probably less. It was over so quickly it felt like cheating.

Now plenty of posters have reported simple 341s. But I'm not that simple a case (for a 7): house only slightly underwater, money in the bank, an $8000 coin collection, sold tons of assets over the last 2 years, $900 in potentially preferential payments to my mom, $250 K in unsecured debt etc etc.

One of two things is true:

Either (1) they're trying to keep me off guard and confident while the FBI and the UST investigate me...

or (2) my attorney rocks.

I'm pretty sure it's #2.

The thing that there's no way to know for sure is: What kind of relationship does the atty have with the TTs? (Which will have a lot to do with: does he/she fill get the important things right on a petition?)

In my case the TT started out by giving her a hard time, jokingly. Then promised to get her out quickly (my atty is temporarily in a wheelchair due to an auto accident.)

My attorney also had me prepared for the coin collection question... and many others including a possible visit from the US Trustee. No harm in being overprepared, right?

Anyway... waiting for my optimism to be confirmed with an Abandonment of my Assets on Pacer. (I was sooo prepared to convince the TT to take his $60 and move on... but he only asked one real question!)

And I am a happy member of the SIXTY DAY CLUB

[Pandora]

Congrats to you!

But......I gotta ask because you stated it... Why on earth would the FBI be involved? LOL I can see the UST..but seriously..the FBI?

Hope you were making a funny there - otherwise the proper response would be "I have no recollection of that..." LMAO

[tobee43]

Congrats to you!

But......I gotta ask because you stated it... Why on earth would the FBI be involved? LOL I can see the UST..but seriously..the FBI?

Hope you were making a funny there - otherwise the proper response would be "I have no recollection of that..." LMAO

ditto...inquiring minds do want to know!!

[keptdigging]

Wow guys. It did not even occur that anyone would take #1 seriously.
Although come to think of it there was a big sign in the waiting area outside of the hearing room:

"FBI INVESTIGATES BANKRUPTCY CRIMES"... haha.

Wait... I mean "I can't recall..."

[wnguyen]

I got the same question: why would the FBI get involved?

anyway, congrats and welcome to the 60 days club.

[tobee43]

ahhhhhhhhh....a JOKE?? here i was sitting at the edge of my seat awaiting the answer!

[sunshinepa]

Congrats on the 341! I know you had some doubts because of only waiting 11 mos. for bal. transfers and such right? Still waiting here until Dec/Jan if I can.....gotta let em age. So glad it went well for you.........keep us posted!

[keptdigging]

The TT didn't look more than 90 days back and even that was only on the standard written questionnaire. But the bal xfers is a matter for the individual creditors. Not a peep yet, but won't really know until the 60 days are up. It was also a good sign that the US Trustee didn't show up (I'm in the dollar range where that was quite possible)... but they've got the same 60 days as well.

I do note that the AP section of this forum is very lonely these days... and my attorney said her biggest creditor headache was Best Buy making noise about their security interest (as she put it, the correct answer is: "Come pick it up!") I think our quest for the full 12 months is probably more than we need. (And if anyone reading this is thinking of making a hail mary transfer, understnd that more time makes the creditor's case harder, but not impossible. In other words: Quit Digging!)

[drowning123]

Congrats kept!