Wow, what a day... 
I have had the 341 meeting today (I am filling CH 7 for myself and the business I own using an attorney) . I came an hour before and the first thing I have realized is that the appointed trustee was not there. There was another trustee covering for him. This lady has had a very long list of questions for every filler, including the question why you have filled for BK. (Which if I am not mistaken, is none of her business)
I have seen a few stupid cases, here are some examples:
1. A guy put one property on his schedule, when asked if this is the only property he owns, he said yes. When the trustee has asked him what about the 2 other properties listed under his name, he made it look like he forgot about them.
2. A guy who own a property, did not remember for how long he owns the property (He bought it in 2000). When asked what is the value of the property, he said 50K. Apparently, he put $175K in his schedule.
3. A lady came with a translator. The trustee has asked her if she is the only one who is responsible for her credit card debt or if her husband is responsible as well. She said that her husband is responsible as well. The trustee has explained that if that is the case, her husband will be held responsible for the debt. This lady did not get it and it took almost 15 minutes to explain it.
4. Another filler came with the worst attorney I have ever seen. This attorney has made a mistake with each one of the sections on the petition. The trustee has defined the petition in one word: DISASTER. She has scheduled a new 341 meeting for them.
By the time they got to my petition (Which was last), it was already after 4:30 and the trustee kept looking at her watch.
She has asked me all the standard questions. She has asked me if I have owned any other businesses in the last 5 years and I told her yes, during 2006. I got in as a partner and left at the end of the year after losing money. My attorney did not place it in the schedule by mistake so that was her excuse for scheduling another 341 meeting.
When we left the meeting, my attorney has told me that he will talk with the assistant of the appointed trustee (Who was supposed the be in the meeting and is still the trustee who manages my case) and try to cancel the next meeting.
My attorney has told be that by amending the schedule and sending an explanation letter what has happened with the business in 2006, there is a good chance that the next meeting will get canceled. Is that correct?
I really do not have any paperwork for the business from 2006. I stepped into an existing company and left by the end of the same year (I gave to someone who was willing to take the business with all its assets and debts). That was more than 3 years ago (Since then, the company has changed ownership at least twice). Can the trustee penalize me for not having good documentation for that?
I have had the 341 meeting today (I am filling CH 7 for myself and the business I own using an attorney) . I came an hour before and the first thing I have realized is that the appointed trustee was not there. There was another trustee covering for him. This lady has had a very long list of questions for every filler, including the question why you have filled for BK. (Which if I am not mistaken, is none of her business)
I have seen a few stupid cases, here are some examples:
1. A guy put one property on his schedule, when asked if this is the only property he owns, he said yes. When the trustee has asked him what about the 2 other properties listed under his name, he made it look like he forgot about them.
2. A guy who own a property, did not remember for how long he owns the property (He bought it in 2000). When asked what is the value of the property, he said 50K. Apparently, he put $175K in his schedule.
3. A lady came with a translator. The trustee has asked her if she is the only one who is responsible for her credit card debt or if her husband is responsible as well. She said that her husband is responsible as well. The trustee has explained that if that is the case, her husband will be held responsible for the debt. This lady did not get it and it took almost 15 minutes to explain it.
4. Another filler came with the worst attorney I have ever seen. This attorney has made a mistake with each one of the sections on the petition. The trustee has defined the petition in one word: DISASTER. She has scheduled a new 341 meeting for them.
By the time they got to my petition (Which was last), it was already after 4:30 and the trustee kept looking at her watch.
She has asked me all the standard questions. She has asked me if I have owned any other businesses in the last 5 years and I told her yes, during 2006. I got in as a partner and left at the end of the year after losing money. My attorney did not place it in the schedule by mistake so that was her excuse for scheduling another 341 meeting.
When we left the meeting, my attorney has told me that he will talk with the assistant of the appointed trustee (Who was supposed the be in the meeting and is still the trustee who manages my case) and try to cancel the next meeting.
My attorney has told be that by amending the schedule and sending an explanation letter what has happened with the business in 2006, there is a good chance that the next meeting will get canceled. Is that correct?
I really do not have any paperwork for the business from 2006. I stepped into an existing company and left by the end of the same year (I gave to someone who was willing to take the business with all its assets and debts). That was more than 3 years ago (Since then, the company has changed ownership at least twice). Can the trustee penalize me for not having good documentation for that?
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