Rehabilitation payments?

[daylate]

My daughter in law who was recently widowed was contacted by a collection agency regarding an old student loan (hers). Whether it was private or federal I don't know. original amount was 2k or so-with interest and the like it is now 8k or so.
Collection calls and tells her that if she pays 90 a month for 9 months then the loan is "rehabilitated" and reverts back to original agency/lender and at which point she can possibly settle for a lesser amount. I think she verbally agreed to do this.

My questions:

Does this sound legit or is some collection agency just trying to get her to pay?

If she verbally agreed to the terms above has she affirmed the debt?

Any other things to know here?

Thanks.

[frogger]

"at which point she can possibly settle for a lesser amount"

My questions:

Does this sound legit or is some collection agency just trying to get her to pay?

If she verbally agreed to the terms above has she affirmed the debt?

Any other things to know here?

Thanks.

I think you just answered your question. This is a tactic, and any communication with them needs to be in writing.

[daylate]

Thanks frogger, I'm doing some more digging to figure out the facts.